Specialized insurance solutions for real estate
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Real estate

Costly catastrophes and business interruptions are some of the risks facing every real estate owner and property manager. Our specialized Hanover Real Estate Advantage solution offers top-rated insurance coverage at very competitive rates. Hanover Real Estate Advantage is designed to meet the needs of a wide range of commercial real estate owners and managers whose income are generated mostly from rents and fees from the following types of real estate:




    High-end investment grade condo and co-op owner associations

    Light industrial properties

    including flex buildings and warehouses

    Class A condominiums

    including "mixed use" buildings that include retail, office and condominium exposures

    End-to-end solutions for real estate owners and property managers

    We offer real estate owners and managers many products that help protect their property, autos and employees. We help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget. Our offerings include contingent property coverage, emergency event management coverage, commercial real estate owners and managers specific endorsements and high-end condo and co-op owner associations specific endorsements. 

    Industry-specific coverage

    Industry-specific coverage

    • Commercial package policy (CPP)
    • Commercial property
    • Commercial general liability
    • Commercial crime
    • Commercial auto
    • Commercial follow form excess and umbrella
    • Workers’ compensation

    Specialized coverages and endorsements

    Specialized coverages and endorsements

    • Real estate property broadening endorsement
    • Data breach coverage
    • Emergency event management coverage
    • Realty tax coverage
    • Lease cancellation coverage
    • Retail anchor store income coverage
    • Extended business income
    • Tenant relocation coverage
    • Tenant replacement expense
    • Green coverage
    • Income coverage
    • Contingent real property coverage
    • Broad form named insured real estate endorsement

    Specialized products for enhanced protection

    Specialized products for enhanced protection

    • Builders risk
    • Fidelity and crime
    • Management liability (directors & officers)
    • Miscellaneous professional Llability (property managers E&O)

    More value for real estate companies

    We are experts at helping to design insurance coverage especially for real estate owners and managers. Our underwriting, claims, and risk management professionals have many years of experience in providing service for real estate companies

    Risk Solutions

    Risk Solutions

    Hanover's risk management services can help mitigate the risk factors that damage or destroy property or profits.

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    Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

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    Featured resources

    Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.