Specialized insurance solutions for real estate
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Real estate

Costly catastrophes and business interruptions are some of the risks facing every real estate owner and property manager. Our specialized Hanover Real Estate Advantage solution offers top-rated insurance coverage at very competitive rates. Hanover Real Estate Advantage is designed to meet the needs of a wide range of commercial real estate owners and managers whose income are generated mostly from rents and fees from the following types of real estate:

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Office

Retail

High-end investment grade condo and co-op owner associations

Light industrial properties

including flex buildings and warehouses

Class A condominiums

including "mixed use" buildings that include retail, office and condominium exposures

End-to-end solutions for real estate owners and property managers

We offer real estate owners and managers many products that help protect their property, autos and employees. We help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget. Our offerings include contingent property coverage, emergency event management coverage, commercial real estate owners and managers specific endorsements and high-end condo and co-op owner associations specific endorsements. 

Industry-specific coverage

Industry-specific coverage

  • Commercial package policy (CPP)
  • Commercial property
  • Commercial general liability
  • Commercial crime
  • Commercial auto
  • Commercial follow form excess and umbrella
  • Workers’ compensation

Specialized coverages and endorsements

Specialized coverages and endorsements

  • Real estate property broadening endorsement
  • Data breach coverage
  • Emergency event management coverage
  • Realty tax coverage
  • Lease cancellation coverage
  • Retail anchor store income coverage
  • Extended business income
  • Tenant relocation coverage
  • Tenant replacement expense
  • Green coverage
  • Income coverage
  • Contingent real property coverage
  • Broad form named insured real estate endorsement

Specialized products for enhanced protection

Specialized products for enhanced protection

  • Builders risk
  • Fidelity and crime
  • Management liability (directors & officers)
  • Miscellaneous professional Llability (property managers E&O)

More value for real estate companies

We are experts at helping to design insurance coverage especially for real estate owners and managers. Our underwriting, claims, and risk management professionals have many years of experience in providing service for real estate companies

Risk Solutions

Risk Solutions

Hanover's risk management services can help mitigate the risk factors that damage or destroy property or profits.

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Claims

Claims

Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.