Smooth sailing for your new watercraft
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Buying a boat

There are few feelings like hitting the open water in a new boat. However, before you pull up anchor, make sure to talk to your independent agent about how watercraft insurance with The Hanover can protect your new investment.

Watercraft coverage extends to many boat types, including jet skis and certain sailboats. The Hanover offers coverage options in the event of an accident, as well as towing and assistance, protection for fishing gear and other equipment on board and more, so you'll have smooth sailing ahead of your next adventure.

Stay afloat - insure your boat

Watercraft

Watercraft

It’s important to have the right safety equipment before you and your boat get on the water – and that includes proper protection.

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Personal watercraft

Personal watercraft

We offer insurance coverage for items like jet skis, with protection for you, your watercraft or someone you have allowed to operate it. 

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Uninsured/ underinsured liability

Uninsured/ underinsured liability

Just because you are protected, doesn’t mean every boat is. Think of this endorsement as a life vest for your watercraft in the event of a loss incurred by an uninsured or underinsured boater.

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Recovery and salvage

Recovery and salvage

We’ve got you covered for the cost of recovering an imperiled watercraft with this endorsement.

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Towing and assistance

Towing and assistance

This endorsement pays for expenses incurred for towing and assistance, with flexible limits.

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Fishing equipment

Fishing equipment

With a fishing equipment and personal effects endorsement, you can increase coverage limits for items like fishing gear, water sports equipment, coolers and more.

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Talk to an agent

Our independent agent partners are equipped to help you navigate the insurance process as you purchase a new watercraft or put your boat on the water.

 

Set sail for safety

Claims

Claims

Our claims professionals are subject matter experts that are available 24/7 should you need our assistance in the unforunate event of a claim, both on and off the water.

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Partners in protection

Partners in protection

We want to provide you with the best service and protection. That’s why we partner with high-quality service providers and extend their services to you – with special pricing and benefits.

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