Umbrella insurance

Woman holding umbrella

An umbrella doesn’t just protect you from the rain. With an umbrella insurance policy, you can be protected from liability claims with affordable coverage that goes beyond the limits of your home or auto policy.

An umbrella policy kicks in when your basic liability limits run out. In the event of a major accident, or a liability lawsuit, you'll be glad you have this extra protection.

With a Hanover umbrella policy, you get additional protection by extending your home or auto policies liability limits by $1M up to $10M.

Combine coverages to maximize savings

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Just home

Just home

Our Connections home insurance offers coverage that can be customized to suit your individual needs.

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Bundled coverage

Bundled coverage

Our Platinum home and auto insurance is our most popular packaged solution, offering exceptional coverage, the convenience of a single account and savings you will value.

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High-value coverage

High-value coverage

Hanover Prestige is our offering for higher-value homes and autos. With Prestige, you’ll benefit from powerful protection, flexibility of choice and caring service.

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Total account protection

We’re committed to providing our customers with the auto, home and supplemental property insurance coverage they need to protect what matters to them most. That's why we’ve made it easy to get the protection you need in one convenient bundled package. Not only do you get one policy, one coverage effective date and one bill, you also save money on both your auto and home premiums when both policies are insured with The Hanover.

Coverages made clear

Our Prepare now. Learn how. content library features safety and insurance articles, videos, infographics and more to help keep your family and property safe, and guide you through the insurance-buying process.