Collector car coverage
A classic car isn't just valuable. It's often irreplaceable.
That's why we partner with the experts at Hagerty to offer you coverage geared towards your collector car, along with the convenience and peace of mind that comes with bundling your coverage with your home and auto policies.
Together, we can help you keep your collector car turning heads for a long time.
This coverage is currently only available in IL.
Coverage options for your lifestyle
Vehicles we cover
Vehicles we cover
Hanover Collector Car, powered by Hagerty provides specialized auto insurance for classic and collector cars, including:
- Classic and antique autos
- Collector pickup trucks, jeeps, and SUVs
- Limited edition collector vehicles
- Modified cars and replicas
Plus options for classic vehicle trailers, including transport trailers.
Coverage benefits
Coverage benefits
- Guaranteed Value® – We understand how much your collector car means to you. That's why, in the event of a total loss, you are covered for the entirety of its insured value, with no reduction for depreciation.
- Spare parts – We provide a basic limit of $750 for spare parts for your classic or collector vehicle, with the ability to increase this limit as needed.
- No deductibles for windshield or window glass repairs, with options for replacement
- Fraud coverage, evacuation expenses and more
More great benefits
More great benefits
- Flexible use – Your Hanover Collector Car policy allows you to take your classic or collector car to hobby-related events, such as car club functions, exhibitions, and tours as well as allowing for occasional pleasure use.*
- Expert claims handling – Through our partnership with Hagerty, you’ll work with deeply knowledgeable claims adjusters who maintain an extensive list of resources to help track down hard-to-find parts.
* Subject to an annual mileage limitation.
Bundle with The Hanover
We’re committed to providing you with the personal insurance coverage you need to protect not just your collector car, but your lifestyle. That's why we’ve made it easy to get it all in one convenient bundled package.
With The Hanover, you can get the convenience of one account when you pair your collector car coverage with your home and auto insurance.
Coverage to consider
Cherished Salvage® coverage
Cherished Salvage® coverage
In the event of a covered total loss, you may keep your vehicle while you still receive its full insured value.
Blanket personal property coverage
Blanket personal property coverage
We offer coverage for two classes of personal property related to collector vehicles: collector car spare parts, and automotive tools.
Vehicle under construction
Vehicle under construction
This coverage automatically increases the insured value of a vehicle under restoration by 10% each quarter, up to $25,000 annually.
