Education products in action
See how The Hanover brings value to schools and educational institutions.
Faith-based college
Total account premium: $230K
Lines of business: Property, general liability, school and educators legal liability, employment practices liability, abuse and sexual misconduct coverage, auto, workers' compensation, umbrella
The Hanover Advantage: This college needed a partner who could identify coverage gaps and provide proactive guidance. Six months before quoting, we collaborated with our agency partner and engaged our Risk Solutions team to review exposures and offer recommendations. A detailed policy review uncovered key coverage gaps, including missing standalone abuse coverage, school and educators legal liability and employment practices liability. We addressed these gaps with a tailored insurance solution, delivering confidence and protection for their unique needs.
Technical high school
Total account premium: $350K
Lines of business: Property, inland marine, GlobalReach, general liability, employee benefits liability, school educators legal liability, abuse and sexual misconduct coverage, auto, workers' compensation, umbrella
The Hanover Advantage: As the incumbent carrier restructured its program, this technical high school needed a responsive partner. Leveraging our long-standing relationship with the agent, The Hanover acted quickly, to identify risks and deliver competitive pricing. Including workers' compensation and completing a timely Risk Solutions survey reinforced confidence and demonstrated our commitment.
K-12 Charter school
Total account premium: $90K
Lines of business: Property, inland marine, general liability, employee benefits liability, abuse and sexual misconduct coverage, auto, workers compensation, umbrella
The Hanover Advantage: This charter school was in search of a review of exposures and coverage that addressed multiple lines. They wanted a partner that was flexible and responsive. Working with the agent, The Hanover conducted an on-site Risk Solutions survey before quoting to clarify key exposures and provide actionable feedback. We offered terms and conditions that aligned with the school's needs, as well as an all-lines solution that included workers' compensation. This flexibility showcased The Hanover's ability to provide both protection and value.
Liberal arts college
Total account premium: $140K
Lines of business: General liability, employee benefits liability, educational institution employment practices liability, abuse and sexual misconduct coverage, auto, workers' compensation, umbrella
The Hanover Advantage: This college was in need of a competitive, full-account solution. Working closely with the agent, our underwriter engaged early and partnered with Risk Solutions for a pre-survey that highlighted our telematics capabilities. By delivering competitive pricing, broad coverage and an all-lines solution, including workers' compensation, we positioned The Hanover as the agency's go-to for education accounts.
See how The Hanover can help you build a book in education.
Our appetite for education varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.