Off-road vehicle coverage from The Hanover
Off-road vehicle (ORV) enthusiasts know there’s nothing like the thrill of the open road or the undiscovered path. These vehicles are a lifestyle, and they deserve coverage made to go the distance.
That’s why we've built our ORV coverage with strong protection and flexible options, it’s like having a trusted riding companion – always ready and reliable.
You can bundle this coverage with Hanover Platinum and Prestige to give your customers powerful protection and the ease of a single-carrier solution. Plus, TAP Sales makes it easy to pre-fill customer account information to provide a quote.
This product is currently available in MD and MI.
What The Hanover's ORV coverage protects
The Hanover offers coverage for:
- All-terrain vehicles (ATVs)—four- to six-wheel
- Utility terrain vehicles
- Snowmobiles—including high-speed and performance snowmobiles
- Dirt bikes
- Minibikes
- Golf carts—three- or four-wheel, designed for golf use
Plus, options for on-road accessories including cargo and transport trailers.
- Custom equipment—$1,500, with options to increase up to $40,000
- Rider safety apparel—$1,000, with options to increase up to $5,000
- Personal property—Up to $3,000 in coverage for personal property while it’s being carried on or stored in the ORV. No deductible applies.
- Electronic equipment—Up to $10,000 in electronic equipment coverage for non-original equipment that receives or transmits audio, visual, or data signals.
- Loan/lease coverage—Helps cover the difference between the vehicle’s actual cash value and the remaining amount owed on the loan/lease in the event that the vehicle is totaled
With ORV coverage from The Hanover, your customers have access to a variety of savings options including:
- Advanced quote
- Paid in full
- Account credit
- Locked storage
- Homeowner
- Group affiliation
ORV coverage overview
This information sheet highlights items covered with The Hanover's off-road vehicle coverage.
Find more agent resources, including social media posts you can share with your customers, in TAP Marketing.
What The Hanover's ORV coverage protects
The Hanover offers coverage for:
- All-terrain vehicles (ATVs)—four- to six-wheel
- Utility terrain vehicles
- Snowmobiles—including high-speed and performance snowmobiles
- Dirt bikes
- Minibikes
- Golf carts—three- or four-wheel, designed for golf use
Plus, options for on-road accessories including cargo and transport trailers.