For your clients with motorcycles, The Hanover has the protection they need, for a wide variety of rides.
Our motorcycle product features flexible coverage offerings and limits, so you can customize each policy to your customer's needs. Plus, TAP Sales makes it easy to pre-fill customer account information to provide a watercraft quote.
What motorcycle coverage protects
The Hanover offers coverage for traditional motorcycles, plus the following types :
Enduro (off-road bikes approved for highway use)
Sport—including supersport and sport trikes
Touring—including traditional trikes
Plus, options for on-road accessories including cargo and transport trailers.
A Hanover motorcycle policy includes coverage for:
Protective gear—including helmets, leathers, eyewear, boots and more
Custom and chrome coverage—including custom plating, passenger backrests, saddle bags and more
Passenger liability—with multiple options for higher limits
Second chance accident forgiveness—the first surchargeable accident in a 36-month period is forgiven
New/newer bike replacement—pays the actual cash value of the same make, model and equipment of the motorcycle, one model year newer, in the event of a total loss
Original equipment manufacturer parts—ensures original replacement parts are used in a repair after a claim
Deductible dividends—reduces the bike's deductible annually for each year of safe riding
Agreed value—loss settlement that pays the agreed value or the cost to repair or replace the motorcycle
Personal effects coverage
Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.
With motorcycle coverage from The Hanover, your customers have access to a variety of savings options including:
Account credit for customers with home and/or auto insurance from The Hanover