We're ready to ride with motorcycle coverage

Motorcycle coverage from The Hanover

For your clients with motorcycles, The Hanover has the protection they need, for a wide variety of rides.

Our motorcycle product features flexible coverage offerings and limits, so you can customize each policy to your customer's needs. Plus, TAP Sales makes it easy to pre-fill customer account information to provide a watercraft quote. 

 

What motorcycle coverage protects

The Hanover offers coverage for traditional motorcycles, plus the following types :

  • Cruisers—including choppers
  • Enduro (off-road bikes approved for highway use)
  • Scooters
  • Sport—including supersport and sport trikes
  • Touring—including traditional trikes

Plus, options for on-road accessories including cargo and transport trailers.

Base coverage

A Hanover motorcycle policy includes coverage for:

  • Protective gear—including helmets, leathers, eyewear, boots and more
  • Custom and chrome coverage—including custom plating, passenger backrests, saddle bags and more
  • Passenger liability—with multiple options for higher limits

Coverage enhancements

  • Second chance accident forgiveness—the first surchargeable accident in a 36-month period is forgiven
  • New/newer bike replacement—pays the actual cash value of the same make, model and equipment of the motorcycle, one model year newer, in the event of a total loss
  • Original equipment manufacturer parts—ensures original replacement parts are used in a repair after a claim
  • Deductible dividends—reduces the bike's deductible annually for each year of safe riding
  • Agreed value—loss settlement that pays the agreed value or the cost to repair or replace the motorcycle
  • Personal effects coverage
  • Roadside assistance
  • Trip interruption
  • Loan/lease coverage

 

Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.  

 

Available discounts

With motorcycle coverage from The Hanover, your customers have access to a variety of savings options including:

  • Account credit for customers with home and/or auto insurance from The Hanover
  • Winter season discount
  • Safety course completion
  • Rider group discounts
  • Multi-bike discounts
Product description

What motorcycle coverage protects

The Hanover offers coverage for traditional motorcycles, plus the following types :

  • Cruisers—including choppers
  • Enduro (off-road bikes approved for highway use)
  • Scooters
  • Sport—including supersport and sport trikes
  • Touring—including traditional trikes

Plus, options for on-road accessories including cargo and transport trailers.

Motorcycle resources

The Hanover offers an array of motorcycle information for you and your customers. You can access our library of ready-to-use marketing materials for agents on TAP Marketing.

Go to TAP Marketing

 

 

Motorcycle coverage overview

This information sheet highlights items covered with The Hanover's motorcycle coverage. 

Download now

Resources for you

Learn more about The Hanover's motorcycle coverage offering. Find more agent resources, including social media posts you can share with your customers, in TAP Marketing.

The types of motorcycles we cover [PDF]

 

Resources for your customers

This content can help you share the importance of motorcycle coverage to your customers. Find more resources in the Prepare now. Learn how. content library.

Motorcycle coverage overview [video]

Top 6 safety tips [video]

 

Questions about motorcycle coverage?

Contact your underwriter for more information.