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Hanover Marine Medical Diagnostic Equipment

Motor truck cargo insurance protects freight or commodities hauled by a for-hire trucker, assuming liability for cargo that’s lost or damaged, including the cost to remove debris or extract pollutants. It also covers costs that help prevent further loss to damaged cargo, legal expenses in the defense or settlement of claims, and even customer losses for non-delivery.

Target Appetite

We offer coverage for small to large fleet truckers.

Coverage Highlights

Our robust base form includes several key coverages with flexible sublimits that can be increased to further tailor protection, including:

  • Duty to defend – included
  • Business personal property – $10,000
  • Cargo extra expenses - $15,000
  • Debris removal – $25,000
  • Earned freight charges – $25,000
  • False pretense – $10,000
  • Fire and police department service charges – $10,000
  • Fire protection equipment – $5,000
  • Loss adjustment expenses – $5,000
  • Newly acquired terminals – $100,000
  • Newly acquired vehicles
  • Pollutant cleanup and removal – $25,000
  • Refrigeration breakdown
  • Substitute vehicle
  • Towing and storage – $25,000

Additional coverage options and product features include:

  • Broad coverage for most commodity types, unless specifically excluded
  • $1,000 minimum deductible
  • Adulterated food coverage endorsement
  • Non-owned trailer coverage endorsement

The Hanover Advantage

At The Hanover, we understand the value of tailored protection. Our motor truck cargo offering helps protect truckers against the perils of the road. Unlock The Hanover Advantage:

  • Top 10 marine writer—a leader in inland and ocean marine capabilities offering a full range of products, from builder’s risk and contractor’s equipment, to property floaters and warehouse legal liability
  • Industry experts—direct access to a dedicated marine underwriting team that has in-depth experience in the transportation industry
  • Competitive products—flexible, customizable solutions that address the unique needs of your clients, offering unique coverage and service solutions to differentiate your sales and services
  • Financial strength—“A” ratings from A.M. Best, S&P and Moody’s
  • Convenient billing experience—a selection of convenient payment options
  • Robust risk management offerings—valuable resources for fleet management and loss prevention services, including an online risk management portal, online driver training courses, preferred pricing on motor vehicle records checks, GPS, a How’s My Driving program and more
  • Skilled claims professionals—our in-house claims professionals, litigators, defense counsel and extended network of law firms work closely to resolve claims quickly and equitably


Ed Johnson
VP, Specialty Underwriting - West

Michael Disarno
VP, Specialty Underwriting - Programs

Dave Wojciechowski
AVP, Specialty Underwriting - Midwest

Eric Gifford
AVP, Specialty Underwriting - Metro

Kane Jankoski
AVP, Specialty Underwriting - New England

Craig Mogielnicki
AVP, Specialty Underwriting - Pacific

Jeremy Giard
AVP, Specialty Underwriting - Southeast

Susan Foland
Director, Specialty Underwriting - Arizona


Jared Lester
AVP, Specialty Underwriting - Texas

Nate Trussell
Director, Specialty Underwriting - Colorado

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