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Professional Liability

Even the best-laid plans can go awry. Design errors that lead to construction delays, cost overruns, property damage, or bodily injury can result in costly lawsuits for architects and engineers. Hanover Architects & Engineers Advantage helps protect against the unique risks architects and engineers face with comprehensive coverage that meets or exceeds Professional Liability insurance needs. We are committed to delivering more value for our agents and their customers.

Target Appetite

Hanover Architects & Engineers Advantage is available to agents with specialty expertise in writing architects and engineers, and who have a strong commitment to growth and partnering with The Hanover. Our customizable solution is designed to meet the needs of a broad range of design professionals whose focus is:

  • Architecture
  • Aerial Mapping
  • Civil Engineering
  • Construction Management – Agency only
  • Engineering
  • Environmental – Phase I and Phase II only
  • Electrical Engineering
  • Heating, Ventilation and Air Conditioning
  • Interior Design
  • Landscape Architecture
  • Land Surveyors
  • Mechanical Engineering
  • Owner's Representative
  • Project Management
  • Structural Engineering
  • Traffic Engineering

Product Offerings

The latest proof of our commitment to providing leading coverages in the design professionals space is our new architects and engineers advantage professional liability insurance policy.  To meet the evolving needs of architects and engineers, we created new supplemental coverages and enhancements, such as:

  • Remediation expense – no design/build exclusion
  • Withheld client fee assistance
  • Reputation protection expense 
  • Crisis event expense
  • Peer review expense
  • Disciplinary proceedings expense
  • Nonprofit directors and officers expense
  • Cyber privacy, security and media liability coverage
  • Definition of unmanned aircraft specifically states "drone" 
  • Additional claim-free and risk management deductible reduction benefits
  • Additional extended reporting period options

Additional program features include:

  • Claims made and reported
  • Limits of liability ranging from $100,000 to $10,000,000
  • Deductibles as low as $0 for small firms with gross billings of $250,000 or less and $2,500 for firms with more than $250,001 in gross billings

Plus, The Hanover also offers a full lineup of products to meet your total insurance needs:


Contact your Underwriter to learn more about the policy features and state availability.

Contact Us

Contact a member of our team who can help you develop tailored management and professional lines solutions for your clients.

Jon Martin
VP, Distribution Management
MI, OH
269-240-8118
jonmartin@hanover.com

Aaron Brown
Regional Distribution Director
AZ, CA, ID, MT, NM, NV, OR, UT, WA, WY
949-202-8559
cabrown@hanover.com

Adam Bennett
Regional Distribution Director
CO, IA, IL, IN, KS, KY, MN, MO, ND, NE, SD, WI
952-484-8907
abennett@hanover.com

Jim Cramer
Regional Distribution Director
AR, KS, LA, MO, OK, TX
469-318-5153
jcramer@hanover.com

Margaret Teta
Regional Distribution Director
CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT
860-597-7967
mteta@hanover.com

Shannon Juedeman
Regional Distribution Director
AL, FL, GA, MS, NC, SC, TN, VA, WV
678-230-2514
sjuedeman@hanover.com


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For Customer Service Call - 800.626.6601


All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Please refer to the actual policy issued for complete details of coverage and exclusions. For more information about The Hanover visit our website at www.hanover.com.