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Wholesalers need comprehensive insurance solutions. Hanover Wholesalers Advantage is designed to meet the needs of wholesale and distribution firms, with flexible, affordable products and services.


Hanover Wholesalers Advantage targets a broad range of wholesalers and distributors, with more of our appetite in the durable goods area. Examples of target classes include:




  • Commercial and professional equipment
  • Construction materials (property and general liability)
  • Electrical and electronic parts and supplies
  • Furniture and home furnishings (including low-hazard imported products)
  • Hardware, plumbing and heating
  • Machinery equipment and supplies including some installation, service and repair
  • Metal service centers
  • Sporting and recreational/toy and hobby
  • Paper
  • Textiles and apparel (including low-hazard imported products)


    • Farm raw materials or supplies
    • Florist supplies and nursery stock
    • Food including beverages
    • Motor vehicle parts and supplies
    • Paint varnish and supplies
    • Petroleum and petroleum products
    • Recyclable materials
    • Tobacco products

Product offerings

Specialized coverages and endorsements

In addition, we offer specialized products that offer wholesalers enhanced protection:

The Hanover Wholesalers Advantage

At The Hanover, we've taken stock in the value of total protection. Our Wholesalers Advantage solution protects against the unique risks faced by wholesale firms. Unlock the Hanover Advantage:

  • Significant experience — We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.
  • Competitive products — Our innovative and comprehensive product suite with business owner's policy and commercial package policy options can be designed to fit current and future needs, including:
    • Industry-specific broadening endorsements
    • Three coverage options for errors and omissions
    • Total account solutions 
  • Dedicated claims team — Our claims teams have years of industry expertise and experience handling the unique types of claims wholesalers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.
  • Risk management services — We assist customers with commercial driver's licenses (CDLs), distracted driving, ergonomic solutions, safe lifting and a forklift hazard control checklist.
  • Risk Solutions partnership – Our vendor partners offer criminal background checks, disaster recovery planning, testing and inspection of alarm systems and 24/7 monitoring, employment screening services and more.
  • Trusted partner — We have the support and financial strength of an "A" rated leading insurance carrier.


Property and casualty

Anna Stephanos
AVP, Industry Solutions

Marine and industrial property

Chris Zaneski
VP, Distribution Management

Management and professional liability

Jon Martin
VP, Distribution Management

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