Solutions for fine arts

Fine arts floaters from The Hanover

Objects of great value, including private collections of paintings, antique furniture, rare books, sculptures, and collections of historical, cultural or technological significance are not typically covered by standard commercial property insurance. The Hanover understands the priceless nature of educational valuables. That’s why we offer specialized, state-of-the-art coverage for all risks of physical loss or damage to every type of artwork and collectible. In addition, our financial strength allows us to offer limits that match the needs of small institutions, galleries, and brokers, as well as corporate and major institutions.

We offer coverage for all risks of physical loss or damage to every type of private collection artwork and collectible, including:

  • Paintings
  • Sculpture
  • Antique furniture
  • Rare books
  • Glasswork
  • Manuscripts
  • Ornamental knick-knacks

The Hanover's fine arts floaters product offering includes:

  • Fraud and deceit
  • Property used to display or protect art
  • Breakage
  • Transit and off-premise coverage (including while on exhibition)
  • Fine art reference libraries, valuable papers, EDP, signs and miscellaneous articles

At The Hanover, we know the value of comprehensive protection. Hanover Fine Arts Floaters Advantage  protects against the unique risks faced by your clients. Unlock the Hanover advantage.

 

More options for more businesses

We are a top 10 Marine writer with an extensive portfolio of offerings for small, mid-sized and large businesses across a broad set of industries. Additionally, we have the ability to develop programs for all types of homogeneous groups with similar coverage needs, from start-ups and established programs to small, mid-size and large programs and accounts.

Competitive products

Our specialized inland and ocean marine products include builder’s risk, contractor’s equipment, floaters, motor truck cargo, ocean cargo, riggers liability and warehouse legal liability.

Local expertise

We have marine specialists and portfolio underwriters with significant authority in local markets, all supported by regional experts.

 

Significant experience

Our in-house risk management consultants are located in every region and are well-versed in local, state and federal regulatory guidelines and laws to ensure compliance.

Dedicated claims professionals

Our experienced marine claims staff has a proven record of successful claims handling, including 24-hour claims response and quick turnaround on payments.

Trusted partner

We offer the support and strength of a leading insurance carrier with “A” ratings from A.M. Best, S&P and Moody's.

Appetite

We offer coverage for all risks of physical loss or damage to every type of private collection artwork and collectible, including:

  • Paintings
  • Sculpture
  • Antique furniture
  • Rare books
  • Glasswork
  • Manuscripts
  • Ornamental knick-knacks

Product resources

 

Total Hanover solution

Provide clients an account-focused solution by pairing fine arts floater coverage for their artwork and collectibles with a specialized industry offering:

Cultural institutions

Educational institutions

Financial institutions

Professional services

Resources for your customers

Hanover Risk Solutions has assembled a range of resources, partner offerings, and education and training to help clients’ address their marine risks.

Water sensors for business

See all of our Risk Solutions resources for marine

 

Customer tools

Claims reporting

My Hanover Policy

 

 

Dedicated marine claims professionals

Our claims professionals are solely dedicated to marine claims, including our field adjusters, appraises, administrative, personal and special investigators. As a result of their expertise, we can address your clients claims quickly and accurately with 24/7 claims reporting.

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Let's start a conversation today

Contact a member of our team to learn more about our coverage and services.