The Hanover Home Evaluation Process
We know how important it is to you to have the peace of mind that comes with having the proper coverage for your home. This is why we periodically conduct home evaluations.
Why do I need a home evaluation?
A home evaluation helps document the details of your home — its size, features, systems and materials — to help ensure you have the proper coverage. Home evaluations also help determine the cost to rebuild your home in the event of a total loss — what we refer to as "replacement cost" — along with any potential hazards in or around your home. This enables us to make recommendations that help reduce the likelihood of a future claim.
The evaluation will document:
- Our calculation for the cost to rebuild your home
- Possible safety recommendations and requirements
- Square footage of home
- Attached structures and interior features
What should I expect?
Step 1Your agent will be notified of any scheduled evaluations.
Step 2You will receive a postcard, informing you that we will be conducting an evaluation, and whether it will be an interior and exterior or exterior only.
Step 3Our evaluation vendor will call or email you to schedule an appointment if an interior evaluation is required.
Step 4Your agent will receive a copy of the evaluation and any recommended or required next steps.
Home Evaluation Partners
- Exterior evaluations include a review of key characteristics that could affect a home's value and certain types of hazards and conditions that could increase the chances of a loss.
- The team of evaluators include former insurance, construction and real estate professionals with industry knowledge.
- All evaluators are required to wear a photo ID badge or proper identification.
Protect your home with these partners:
Our high quality service providers can assist with loss prevention and possible policy savings. Visit our Partners in Protection page to learn more about the services extended to you, often with special pricing and benefits for having a policy with us.
Main Water Valve Identifier
Knowing how and where to shut off your home's main water supply is an important safety step.
Download our helpful valve identifier to mark your valve in order to more easily identify it in the event of a water emergency.
Download Our Infographic
Did You Know?
According to CoreLogic, 64% of U.S. homes are undervalued for the purpose of insurance by an average of 19%.