Home business coverage

To protect your home business, we offer four coverage options to be endorsed to your home policy.

Business pursuits

This option is for employees or independent contractors who don't need property coverage.

Permitted incidental occupancies

This coverage is for sole proprietors or independent contractors with inventory to protect, but few or no visitors. 

Home-based business

This protection option is for businesses located within a primary residence with up to three employees and regular visits from customers. 

Home sharing

This option is for homeowners that use their home to generate income, and need protection aginst theft and property damage.