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Watercraft insurance

With Hanover watercraft coverage and the help of your independent insurance agent, we can make insuring your boat smooth sailing.

Our watercraft coverage provides protection for boats between $3,000-$300,000 in value. The Hanover covers:

  • Boats (up to 43’)
  • Sailboats (up to 51’)
  • Personal watercraft

Flexible coverage

The Hanover’s watercraft insurance comes with flexible options, allowing you to tailor protection for  your boat:

  • Uninsured/underinsured watercraft liability
  • Towing and assistance
  • Fishing equipment and personal effects
  • Pollution/fuel spill
  • Recovery and salvage
  • Hurricane haul out coverage
  • Pet injury protection (not available in all states)

Plus, discounts are available when you have your home and auto coverage with The Hanover. You also receive a discount if you have completed one of the following boating safety/education certifications

  • Captain’s license
  • State certified safety course
  • U.S. Power Squadron
  • U.S. Coast Guard Auxiliary