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Program insurance with customized solutions

Hanover Programs collaborates with our partners to build custom program solutions based on client needs and capabilities, ranging from admitted or non-admitted solutions, to captives, delegated authority, risk purchasing groups and more. Our full suite of capabilities includes everything from underwriting to product platforms, service, claims and loss control. We provide traditional insurance coverages, as well as specialty coverages.

We target homogeneous groups with similar coverage needs, including:

  • Risk class
  • Geography
  • Line of business
  • Affinity/associations

The power of Hanover Programs

Our unique combination of experience, financial strength, stability and innovative programs enables us to offer an unparalleled level of protection. We consistently offer fresh ideas and solutions delivered with a concierge approach. Partner with us and experience the difference.


All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Please refer to the actual policy issued for complete details of coverage and exclusions. For more information about The Hanover visit our website at www.hanover.com.