How does an umbrella policy protect you?

illustration with examples of umbrella protections

Umbrella insurance kicks in where your home and auto policies leave off. With a policy of $1 million of coverage starting at about as little as $20 a month, financial experts agree that umbrella insurance is one of the most cost-efficient ways to protect your family and assets. An umbrella policy typically covers the following:

How big of an umbrella do you need? Use our online umbrella calculator to get an idea and then consult an independent insurance agent for additional guidance. For more information, watch this short video to learn more about umbrella coverage and review the list of 15 every-day activities that suggest you need umbrella coverage.

LC 2017-537