At The Hanover, we're energized by the momentum we're building together. Even as challenges like severe weather, legal system abuse and evolving customer expectations continue to test our industry, they also inspire resilience and innovation.
We’re no longer just navigating change. We’re shaping what comes next.
As we move forward, we’re excited to continue strengthening our unique partnership. Together, we have the experience, insight and agility to meet today’s demands and to seize tomorrow’s opportunities.
Hanover Specialty capabilities
Hanover Specialty is dedicated to giving you a distinct advantage in the specialty marketplace. We offer a range of tailored coverage for simple to complex exposures on an admitted and non-admitted basis to help you solve for the extremes, and everything in between.
Marine – Broad portfolio of inland and ocean marine products includes builder’s risk, contractor’s equipment, equipment dealers, fine arts floaters, installation floaters, motor truck and contingent cargo, ocean cargo, property floaters, riggers liability and warehouse legal liability; ability to develop marine programs in segments where there’s an existing book or opportunity to grow
Industrial property* – Specialized property coverage for high-hazard, sprinklered property risks, offering solutions for businesses that manufacture, blend, distribute, warehouse or transport a wide array of high-hazard products and materials in more than 50 target classes
Cyber* – A suite of products that offering first- and third-party liability coverages that protect non-technology businesses such as contractors, professional service providers, wholesalers and more from financial losses stemming from data breaches and cyber incidents
Financial Institutions* – Solutions for asset managers and depository institutions that offer coordinated management and professional liability protection against risks stemming from the management of the institution and its business activities
Healthcare* – Solutions for allied healthcare organizations and eldercare organizations that feature professional liability as the cornerstone of the offering, along with abuse and molestation coverage, general liability, umbrella and more
Management Liability – Solutions for private companies and not-for-profits that include directors, officers and entity liability, employment practices liability, crime, fiduciary liability, and kidnap and ransom coverage parts that can stand alone or be combined into a package solution
Professional Liability* – Solutions for accountants, architects and engineers, lawyers and miscellaneous professionals that protect against losses resulting from negligence, malpractice, or errors and omissions; ability to develop professional liability programs in segments where there’s an existing book or opportunity to grow
Hanover Specialty Excess and Surplus – Hanover Specialty Insurance Brokers**, our in-house excess and surplus brokerage, extends The Hanover’s capabilities for retail agent partners to include non-admitted property, general liability and supported excess casualty coverage for manufacturers, contractors, distributors, commercial real estate, vacant buildings and more on either a monoline or package basis
Hanover Property and Casualty Programs* – Custom property and casualty program solutions for homogeneous business that requires unique products and underwriting, with flexibility in program structure and full-service program capabilities
Specialty General Liability – Admitted general liability and umbrella/excess coverage for manufacturing, wholesale, distribution and import businesses with higher-hazard products liability and premises liability exposures
Commercial Surety – Bonds for clients ranging from individuals and smaller businesses seeking small bonds up to $1 million for low-risk obligations, to Fortune 1000® companies in nearly any industry seeking bond programs of $150 million or more
Contract Surety – Bonds for a wide range of construction businesses with work backlogs up to $100 million
Marine – Broad portfolio of inland and ocean marine products includes builder’s risk, contractor’s equipment, equipment dealers, fine arts floaters, installation floaters, motor truck and contingent cargo, ocean cargo, property floaters, riggers liability and warehouse legal liability; ability to develop marine programs in segments where there’s an existing book or opportunity to grow
Industrial property* – Specialized property coverage for high-hazard, sprinklered property risks, offering solutions for businesses that manufacture, blend, distribute, warehouse or transport a wide array of high-hazard products and materials in more than 50 target classes
*Ability to provide coverage on an admitted or surplus lines basis. For non-licensed surplus lines brokers, coverage is available through Hanover Specialty Insurance Brokers, our in-house excess and surplus brokerage.
**Hanover Specialty Insurance Brokers, Inc. CA License # 0759293 NY License # EX-530458-R
At The Hanover, we remain focused on building sustainable, mutually beneficial partnerships that drive profitable growth. We are embracing new ways of working, continuously broadening our appetite and capabilities, and investing thoughtfully in the future based on your needs and priorities.
Bryan Salvatore
EVP and President, Specialty
Connect with your
Regional Distribution Director
Our Regional Distribution Directors would welcome the opportunity to introduce you to additional specialty lines capabilities that could unlock new value for you and your organization. We invite you to connect with your Regional Distribution Director to explore how we can support your strategic objectives.