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cyber

Specialized cyber insurance solutions

In today's digital world, your clients depend on computers and technology to build, grow and run their operations. As technology continues to evolve, so do the threats created by this dependency. And it's not just large companies that are at risk. The reality is, small and midsize businesses are just as likely as larger corporations to experience a cyberattack or breach that damages systems, puts customers or employees at risk and threatens to destroy your clients' bottom-line and reputation.

The Hanover's holistic suite of cyber solutions is designed to help protect your clients from losses related to data breaches and cyberattacks. Plus, when you couple our cyber coverage with other lines, such as property, general liability, crime and various management and professional liability, you reduce the risk of coverage gaps in your clients' programs.

Appetite

We specialize in writing cyber coverage for business in the following industries:

  • Construction
  • Financial institutions
  • Manufacturing
  • Non-profit
  • Professional services
  • Retail
  • Technology
  • Wholesale

The Hanover's cyber insurance solutions

Whether your client is a small main street risk, a midsize manufacturing firm or a technology company with 100 employees, The Hanover has a cyber solution to meet their needs. We offer specialized coverage for both companies that use technology and those who create it.

Users of technology

The Hanover offers three coverage solutions for non-technology companies:

  • Data breach and cyber liability — for businesses that need foundational coverage and standard limits, our admitted first-party and third-party coverage parts are offered as add-ons to a business owner’s policy or commercial package policy.
  • Cyber privacy and security — for businesses seeking a comprehensive management liability solution, our admitted coverage is offered as part of a convenient suite of private company/nonprofit management liability products.
  • Hanover Cyber Advantage Premier — for businesses that require enhanced coverage or increased limits — as well as businesses that fall outside our admitted target appetite — our non-admitted solution is offered as a stand-alone policy through Hanover Specialty Insurance Brokers (HSIB), our in-house excess and surplus brokerage.

Creators of technology

Designed to meet the needs of information technology, telecommunications and electronics manufacturing operations, Hanover Technology and Cyber Advantage offers robust first-party and third-party coverage.

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals.

Please refer to the actual policy issued for complete details of coverage and exclusions. For more information about The Hanover visit our website at www.hanover.com.

Hanover Specialty Insurance Brokers, Inc. CA License # 0759293 NY License # EX-530458-R

©2019 The Hanover Insurance Company. All Rights Reserved.


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