Highly specialized capabilities. Dedicated expertise.
At The Hanover, we’re committed to giving you an advantage in the commercial lines space by delivering product, service and digital solutions that help set your agency apart.
Our flexible, account-focused coverage for an array of industries helps you meet your clients' varied insurance needs. Through our distinctive, specialized capabilities, agents can offer precise coverage to clients on an admitted and non-admitted basis.
Whether we are building specialized solutions for the vast array of exposures within an industry, expanding our product portfolio for micro, small and mid-sized businesses, or investing in technology to help facilitate more efficient and responsive service, we’re constantly innovating with you in mind.
Why The Hanover
From standard solutions to highly tailored offerings for more complex risks, our broad and growing portfolio of specialized Commercial Lines capabilities offers the range of coverage, risk management and claims solutions you need to meet each client's unique needs.
$3.3B
in small, middle and specialty business, backed by “A” ratings from A.M. Best, S&P and Moody’s
$1.8B
in specialized areas including specialty lines, technology, human services, construction, financial institutions and more
Innovative approach
leveraging the latest risk management and claims technologies to achieve the best outcomes for clients
Continuous investment
to enhance your insurance experience with expanded quote and issue capabilities, e-delivery and more
Solutions for a spectrum of risk
Some clients face simple risks that can be addressed with standard coverage. Others require highly specialized solutions to address their complex risks. We offer a range of tailored coverage for simple to complex exposures on an admitted and non-admitted basis to help you solve for the extremes, and everything in between.
Professional and executive lines
From professional liability and management liability insurance, to cyber and financial lines coverage, our broad portfolio of professional and executive lines products helps ensure your clients have the tailored solutions they need to protect their assets and their reputations.
Learn more about our professional and executive lines products
Workers' compensation
Our workers' compensation product offers a combination of coverage and service that will help ensure your customers are well prepared and protected.
Financial institutions
Hanover Financial Institutions Advantage is designed to face a myriad of exposures in an ever-changing industry.
From property and casualty to management and professional liability, we deliver a coordinated response to some of this industry's unique risks.
5 questions to help you assess inland marine risk
Jason Muise, chief underwriting officer, marine, at The Hanover explains why these five questions can help you identify potential need for businesses to consider inland marine coverage.
Workers’ compensation
Our combination of tailored coverage, valuable risk management, expert claims services and convenient billing helps ensure customers are well prepared and protected.
2022 Small Business Risk Report
Over the past two years, the small business risk landscape has continued to change and has become more complex. Learn more in our latest Small Business Risk Report.
Marketing materials
Access our full suite of marketing materials and sales tools and co-brand select documents in TAP Marketing.
Agent resource library
The Hanover's agent resource library includes valuable articles, reports and tips to help you help your clients and enhance your knowledge.
Customer Service Center
See how The Hanover provides exceptional customer service to help you retain customers, while freeing you up for new revenue opportunities.
Agency programs
The Hanover has programs dedicated to providing you the expertise and tools to help you build your book of business.
Forms
Review a wide range of current commercial lines policy forms in the Commercial Lines Policy Forms Library.
Risk Solutions
Learn about Hanover Risk Solutions proactive and collaborative approach to risk management to help keep customers’ businesses of all sizes as safe as possible.
The Hanover Research Series
Leverage the actionable insights from our original market research on a variety of topics, including small businesses, cyber and professional liability.
Claims
See how our highly-trained professionals provide focused expertise to drive the best possible outcome, no matter the size or complexity of the claim.
Industry Accelerator Program
Take advantage of on-demand, self-paced courses designed to help you build your industry knowledge in areas such as manufacturing, human services, cyber and more.
E-delivery
Save time and help enhance your customers’ insurance experience by taking advantage of our digital and self-service solutions.
Hanover Agency Insight
See how we can deliver a deep and distinct consultative analytical engagement, informed by a multi-year view into your book of business.
Business income resources
Access resources that can help you assess business income coverage, and keep your clients from being underinsured.