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Employee lawsuits alleging sexual harassment, discrimination, wrongful termination, retaliation and other employment-related issues are at an all-time high. Merit cases can cripple a smaller company or organization for years, or force it to cease operations all together. Even frivolous claims can weaken a healthy company, while harming a business’s reputation. The Hanover's Employment Practices Liability solution helps protect against the financial damage of a claim or lawsuit from within a company or organization.

Target Appetite

Our broad appetite and expertise enables us to write Employee Practices Liability coverage for almost any company or organization of any size. We specialize in:

  • Agriculture
  • Business to Business Services
  • Business & Trade Associations
  • Charitable Organizations
  • Construction
  • Food Processing
  • Foundations
  • Manufacturing
  • Mining
  • Museums
  • Natural Resources
  • Oil & Gas
  • Personal Services
  • Professional Services
  • Social Services
  • Software design and development
  • Software as a Service
  • Tech Manufacturing
  • Transportation
  • Vocational Training
  • Waste Management
  • Wholesale

Product Offerings

Our Employment Practices Liability solution is available in a convenient modular policy or as a standalone policy. Employees covered by our solution include:

  • Full-time and Part-time Employees
  • Leased and Temporary Employees
  • Seasonal Employees
  • Volunteers
  • Committee Members
  • Directors and Officers
  • Trustees

Essential coverages include:  

  • Broad Coverage for an array of allegations including: discrimination, harassment, retaliation, constructive discharge, wrongful termination, failure to hire, and negligent supervision
  • Punitive or Exemplary Damages up to the limit of liability, where insurable
  • Personal Injury
  • Duty to Defend
  • EEOC (or state equivalent) proceedings coverage
  • Retentions as low $1,000
  • Monetary and Non-Monetary Relief
  • Third-Party Liability
  • Independent Contractors

Additional available enhancements include: 

  • Illegal Alien Investigative Proceeding Sub-Limit
  • Wage and Hour (FLSA) costs of defense Sub-Limit

Contact Us

Contact a member of our team who can help you develop tailored management and professional lines solutions for your clients.

Jon Martin
VP, Distribution Management
MI, OH
269-240-8118
jonmartin@hanover.com

Aaron Brown
Regional Distribution Director
AZ, CA, ID, MT, NM, NV, OR, UT, WA, WY
949-202-8559
cabrown@hanover.com

Adam Bennett
Regional Distribution Director
CO, IA, IL, IN, KS, KY, MN, MO, ND, NE, SD, WI
952-484-8907
abennett@hanover.com

Jim Cramer
Regional Distribution Director
AR, KS, LA, MO, OK, TX
469-318-5153
jcramer@hanover.com

Margaret Teta
Regional Distribution Director
CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT
860-597-7967
mteta@hanover.com

Shannon Juedeman
Regional Distribution Director
AL, FL, GA, MS, NC, SC, TN, VA, WV
678-230-2514
sjuedeman@hanover.com


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