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Hanover Marine Medical Diagnostic Equipment

Medical organizations can rely on The Hanover's Medical Diagnostic Equipment coverage. Available as a stand-alone policy or as an endorsement for a Commercial Package Policy (CPP), the form offers protection against direct physical loss caused by a covered peril to medical equipment.

Target Appetite

The Hanover's Medical Diagnostic Equipment covers diagnostic equipment from small, low-value items to high-value machinery, such as MRIs, whether owned or leased, scheduled or unscheduled, or mobile or stationary. The form also covers anything used in the diagnosis process, including peripheral equipment, such as computers and site control systems used with, or to protect, the primary equipment. Medical organizations that may need this coverage include:

  • Mid-Sized Medical Facilities
    • General Medical Hospitals
    • Surgical Hospitals
    • Specialty Hospitals
  • Nursing Homes
    • Continuing are Facilities
    • Assisted Living/Skilled Nursing Facilities
  • Imaging Centers
  • BOP Medical Offices and Clinics* with medical diagnostic equipment – $250,000 and over

*Imaging centers are ineligible for BOP.

Coverage Highlights

  • Active Data Processing Media, Data, and Programs - covers cost to research, replace, and restore lost data, including computer programs for medical diagnostic equipment.
  • Site Control System - covers loss, damage, or expense caused by or resulting from accidents to site control systems. Not all competitors offer this coverage, and if they do, it’s added into the equipment value, which can make it difficult to determine value at time of loss. The Hanover offers a separate additional limit for coverage on site control systems that goes above and beyond the general limit of insurance.
  • Expediting Expense
  • Extra Expense
  • Business Income
  • Equipment Breakdown
  • Various Valuation Options


Ed Johnson
VP, Specialty Underwriting - West

Michael Disarno
VP, Specialty Underwriting - Programs

Dave Wojciechowski
AVP, Specialty Underwriting - Midwest

Eric Gifford
AVP, Specialty Underwriting - Metro

Kane Jankoski
AVP, Specialty Underwriting - New England

Craig Mogielnicki
AVP, Specialty Underwriting - Pacific

Jeremy Giard
AVP, Specialty Underwriting - Southeast

Susan Foland
Director, Specialty Underwriting - Arizona


Jared Lester
AVP, Specialty Underwriting - Texas

Nate Trussell
Director, Specialty Underwriting - Colorado

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