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With construction costs on the rise, and the quality and convenience of modular construction improving, contractors are likely to turn to it as a viable and profitable option. This article illustrates the risks involved, and how independent insurance agents are poised to protect against those risks. Article 
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Specialization versus fragmentation: A coordinated, cohesive approach to the specialty market Article 
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Avoiding disability discrimination claims in the wake of statutory amendments and enforcement trends Article 
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