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Manufacturing

Manufacturers face changing needs, requiring comprehensive insurance solutions. Hanover Manufacturers Advantage is designed to meet these needs with specialized coverage.

Manufacturers need a comprehensive solution to help manage risk, requiring a carrier with deep experience that can offer a comprehensive solution featuring innovative products and specialized coverages, expert underwriters who know this industry inside and out and experienced risk managers and claims specialists who are responsive. The Hanover's leading solutions meet the changing needs of today's manufacturers.

Appetite

Hanover Manufacturing Advantage offers a wealth of opportunity for manufacturers in the following subindustry categories:

Metal

Plastics

Consumer Goods/Food

Machinery/Auto Parts

Other

TARGET

  • Fabricated metals for non-critical parts and components
  • Fabricators of architectural and building metal products with non structural or non-building envelope end uses
  • Non-critical parts and components
  • Closed mold processes using composite and non-reinforced, nonfoam plastics
  • Sprinklered facilities
  • Processed foods that are cooked, pasteurized or shelf stable
  • Household appliances, parts and components
  • Household voltage lighting, engines, generators, compressors, pumps, wiring and wiring devices
  • Furniture
  • Clothing
  • Non-critical OEM parts and components
  • Non-critical aftermarket parts and components
  • Parts and finished machinery for industrial end uses that are fixed and automated
  • Sprinklered wood product facilities, except pre-fabricated wood buildings and pallets
  • Glass, ceramic, brick, concrete products, and pipe, except structural and pre-stressed
  • Printers and packaging paper converters
  • Textile manufacturers

NOT IN APPETITE

  • Chemical preparation, blending, or manufacturing
  • Oil, gas, coal mining and processing
  • Parts used in nuclear, marine and petrochemical, boilers and pressure vessels
  • Metal mills, smelting, foundries, casting
  • Logging and mills for pulp, paper, or paperboard
  • Grain milling, oils, or sugar
  • Supplements and energy drinks

For high-hazard manufacturing risks, Hanover Specialty Industrial Property (HSIP) supplements middle market's offering by extending our appetite to include companies that manufacture, distribute, warehouse or transport high-hazard substances. This unique offering broadens your Hanover relationship to include classes of business traditionally placed with E&S carriers, including:

  • Adhesives
  • Chemicals
  • Coatings
  • Explosives

For manufacturers whose products include medical devices or FDA Approved pharmaceuticals, our Hanover Life Sciences Advantage delivers specialized insurance programs to cover their unique exposures.

Product offerings

Specialized coverages and endorsements:

In addition, we offer specialized products that offer manufacturers enhanced protection:

The Hanover Advantage

Our Manufacturing Advantage solution protects against the unique risks faced by manufacturing businesses. Unlock the Hanover Advantage:

  • Significant experience — We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.
  • Competitive products — Our innovative and comprehensive product suite with business owner's policy and commercial package policy options can be designed to fit current and future needs, including:
    • Industry-specific broadening endorsements
    • Three coverage options for errors and omissions
    • Total account solutions 
  • Dedicated claims team — Our claims teams have years of industry expertise and experience handling the unique types of claims manufacturers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.
  • Risk management services to assist customers with safety procedure improvements, disaster preparedness and business continuity planning and training programs.
  • Risk Solutions partnership with Hartford Steam Boiler, offering infrared testing, inspections and assistance sourcing replacements for damaged equipment for equipment breakdown policyholders
  • Trusted partner — We have the support and financial strength of an "A" rated leading insurance carrier.

Contacts

Property and casualty

Anna Stephanos
AVP, Industry Solutions
770-353-6043
astephanos@hanover.com

Marine and industrial property

Chris Zaneski
VP, Distribution Management
240-638-5706
czaneski@hanover.com

Management and professional liability

Jon Martin
VP, Distribution Management
269-240-8118
jonmartin@hanover.com


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