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Real estate

Designed to meet the needs of commercial real estate owners and property managers, Hanover Real Estate Advantage provides real estate companies with comprehensive insurance solutions.


Hanover Real Estate Advantage targets commercial real estate owners and managers with a majority of their income generated by rents and fees from the following real estate types:




  • Building owners
  • Commercial property managers
  • Real Estate Investment Trusts (REIT)
  • Parking operators
  • Office buildings
  • Retail properties
  • Light industrial properties
  • Mixed-use buildings
  • Condominiums


  • Residential development construction
  • Contract development construction
  • Vacant or obsolete property
  • Mini-storage units

Product offerings

Specialized coverages and endorsements:

In addition, we offer specialized products that offer real estate businesses enhanced protection:

The Hanover Real Estate Advantage

At The Hanover, we understand the value of broad protection. Our Real Estate Advantage solution protects against the risks faced by real estate companies. The Hanover can offer the following coverages and services as a part of a total account insurance solution. Unlock the Hanover Advantage:

  • Significant experience — We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.
  • Competitive products — Our innovative and comprehensive product suite with business owner's policy and commercial package policy options can be designed to fit current and future needs, including:
    • Industry-specific broadening endorsements
    • Three coverage options for errors and omissions
    • Total account solutions 
  • Dedicated claims team — Our claims teams have years of industry expertise and experience handling the unique types of claims the real estate industry can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.
  • Risk management services — We offer assistance with protecting against slip trip and falls, electrical preventive maintenance and contract management.
  • Risk Solutions partnership – Our partner vendors can help with alarm system and automatic sprinkler testing and maintenance, equipment theft prevention and recovery, training resources and business continuity.
  • Trusted partner — We have the support and financial strength of an "A" rated leading insurance carrier.


Property and casualty

Jim Albertson
AVP, Industry Solutions

Marine and industrial property

Chris Zaneski
VP, Distribution Management

Management and professional liability

Jon Martin
VP, Distribution Management

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