The Hanover Insurance Group

Stay safe and warm this winter

Image of mother and daughter snuggled up by a fireplace

Home fire safety precautions are important year-round, but did you know, half of all home heating fires occur in December, January and February? No matter how you heat your home, be extra cautious in the winter months. These simple safety tips can help prevent heating fires and ensure you’ll stay warm and cozy.

Tips to remember

Make sure to keep flammable items at least three feet from all heat sources including fireplaces, space heaters, wood stoves, radiators and candles. Furnaces and chimneys should be inspected by a professional every year and you should never use an oven as a heating source.

Fireplace safety

  • Keep a metal screen or glass partition in front of the fireplace to prevent sparks from flying out into the room.
  • Put the fire out before you go to sleep or leave your home.
  • Remove and store ashes in a metal container with a lid outside, at least three feet away from your home.

Space heater safety

Space heaters are the source most often involved in home heating equipment fires.

  • Make sure your space heater shuts off automatically, in case it falls over.
  • Plug it directly into a wall outlet, not an extension cord or power strip.
  • Turn it off before going to sleep or leaving the room.
  • Never leave a space heater running when you aren’t home.

Wood stove safety

  • Place your stove on a noncombustible, fire resistant base.
  • Do not burn paper. Only burn dry wood.
  • Never use flammable fluids to start the fire.
  • Put the fire out before you go to sleep or leave your home.

No one wants to imagine their house catching on fire or the consequences that follow, but it can happen if you aren’t careful with how you heat your home. Home fires caused by heating equipment account for about 15% of all reported home fires every year. Follow these safety tips listed above to help reduce the chances of heating equipment causing a fire.

Talk to your independent insurance agent about our home coverage options in order to protect your home the event of a fire. As a reminder, it’s always important to understand the difference between your home’s market value and its replacement cost to ensure you have the proper coverage and limits in place.

Sources

National Fire Protection Association Heating Safety Tip Sheet

U.S. Fire Administration Heating Fire Safety

Insurance Information Institute Wood Stove Safety

National Fire Protection Association


LC 2018-459

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with The Hanover. By providing this information to you, The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.