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Commercial umbrella

Get a commercial umbrella quote

Your Hanover agent will work with you to customize your commercial umbrella policy quote as part of a total business insurance solution to meet your specific commercial insurance needs and fit your budget.

What is commercial follow form excess and umbrella coverage?

Today, any business can be sued, and juries often award large settlements in excess of one million dollars.

Your policy limit on your general liability and commercial auto policies might be lower than the judgment award, leaving your business to pay the remaining settlement amount out of pocket. That could put you out of business.¹

Commercial follow form excess and umbrella coverage offers peace of mind

The Hanover's commercial follow form excess and umbrella coverage can fill the gap and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates. To help you manage your budget, we offer flexible billing options and multi statement payment plans are available.

Who should have commercial follow form excess and umbrella coverage?

Every business should consider supplementing their standard insurance coverage with The Hanover's Commercial Follow Form Excess and Umbrella, including:

  • Consultants
  • Contractors
  • Hotels and Motels
  • Manufacturers
    • Plastics
    • Metal
    • Food
    • Furniture
    • Office Machinery
    • Wire
    • Tool
  • Real estate
    • Commercial
    • Office
    • Shopping Centers
    • Warehousing
    • Self-Storage
  • Restaurants
  • Retailers
  • Service industries
  • Technology companies
  • Wholesalers
    • Durable Goods
    • Non Durable Goods
    • Food
¹Limits available vary by business type and size.