Professional liability for miscellaneous professionals
Professional liability for miscellaneous professionals
A service delay, disagreement over a payment, or other client complaint could lead to legal action against your company. The Hanover’s Miscellaneous Professionals Advantage offers broad protection for a wide range of personal, business, and professional service providers, with both an endorsement option to be added onto a business owners' policy or commercial package policy, and a stand-alone product with broader coverages and higher limits. The industries we serve include:
Consultants
Consultants
- Communications
- Educational
- Energy
- Human resources
- Management
- Marketing
- Public relations
- Research and development
- Telecommunications
- Training
Media and creative professionals
Media and creative professionals
- Advertising agencies
- Broadcasters
- Graphic designers
- Interior decorators and designers
- Market researchers
- Publishers
Real estate professionals
Real estate professionals
- Agents and brokers
- Appraisers
- Auctioneers
- Green energy auditors
- Home inspectors
- Lease brokers
- Mortgage brokers
- Property managers
Other professionals
Other professionals
- Arbitrators and mediators
- Business associations
- Claims adjusters
- Employment agents and executive recruiters
- Event and meeting planners
- Expert witnesses
- Forensic analysis (non-medical)
- Funeral directors
- Lobbyists
- Medical billing
- Payroll services
- Private investigator services
- Process servers
- Record storage and destruction
- Translation services
- Travel agents
Consultants
Consultants
- Communications
- Educational
- Energy
- Human resources
- Management
- Marketing
- Public relations
- Research and development
- Telecommunications
- Training
Media and creative professionals
Media and creative professionals
- Advertising agencies
- Broadcasters
- Graphic designers
- Interior decorators and designers
- Market researchers
- Publishers
Real estate professionals
Real estate professionals
- Agents and brokers
- Appraisers
- Auctioneers
- Green energy auditors
- Home inspectors
- Lease brokers
- Mortgage brokers
- Property managers
Other professionals
Other professionals
- Arbitrators and mediators
- Business associations
- Claims adjusters
- Employment agents and executive recruiters
- Event and meeting planners
- Expert witnesses
- Forensic analysis (non-medical)
- Funeral directors
- Lobbyists
- Medical billing
- Payroll services
- Private investigator services
- Process servers
- Record storage and destruction
- Translation services
- Travel agents
End-to-end protection for professionals
In addition to our professional liability solutions, we also offer a full suite of products to help protect your business’ property, autos, employees, and clients.
Business owner's policy
Business owner's policy
Every contractor, consultant and small business owner needs business insurance to be protected. Our business owner's policy or commercial package policy offer a good starting point for most small businesses, including accountants, architects, engineers, dental offices, distributors, florist, law offices, medical office, pet groomers, printers and more.
Auto
Auto
When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.
Workers' compensation
Workers' compensation
Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.
Umbrella
Umbrella
The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates.
Surety
Surety
Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.
Inland marine
Inland marine
Your business may have inland and ocean marine exposures that require specific coverage to protect equipment, tools, papers, and other valuables.The Hanover has the expertise to develop custom marine insurance solutions with industry-specific coverages to meet your unique business needs.
Professional liability insurance solutions with more value
Our agents, risk managers, and claims professionals have the expertise to help tailor coverage to meet your needs. We offer robust risk solutions, and if the unexpected happens, our industry-leading claim services and 24/7 reporting will help you get back to business quickly. To help you manage your budget, we offer direct billing with multiple payment options to help make insurance payments convenient and more affordable.
Risk Solutions
Risk Solutions
The Hanover offers a variety of tools and resources, as well as the services of a network of preferred service providers, to help you mitigate the risks faced by businesses.
Claims
Claims
Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.
Featured resources
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
Get a professional liability quote
Contact your Hanover agent for a quote and to learn more about our professional liability insurance.