Small Business Risk Solutions

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Your business may be small by some standards, but your risk management challenges loom as large as any other business owners’: How do you keep employees safe and on the job? How do you maintain your workspace in a safe manner for employees and customers? What can you do to prevent a weather event from putting you out of business, temporarily, or permanently?

And how to address all those challenges with limited staff, time and funds?

At The Hanover, our team of Risk Solutions experts with extensive experience in helping small business owners, has assembled the resources you need to help you create your own plans for addressing risks as they happen, from simple checklists to be sure you’ve covered all the bases to detailed plans to address areas of concern.

Temperature sensor

Sensor solutions

Sensor solutions

Hartford Steam Boiler’s IoT Sensors for Business can help protect your property from moisture damage, 24/7, with an easy-to-install system that monitors temperatures and moisture to help pinpoint problems before they destroy property. Sensor kits tailored to your business provide alerts using cellular technology. Sign in to our Partners page for more details.

Learn more

Person at computer with cyber security graphics floating in front of screen

Cyber security eRisk hub® portal

Cyber security eRisk hub® portal

NetDiligence®, an expert cyber risk assessment and data breach services company, provides cyber privacy and security policyholders access to tools and resources to help you understand your exposures, establish a response plan and minimize the effects of a breach on your organization via the eRisk Hub® Portal.

Get started

Sitting workstation graphic

Ergonomics Interactive Toolkit

Ergonomics Interactive Toolkit

Any working position requires the right combination of conditions to prevent injury and keep employees on the job. Evaluating the job and finding solutions to prevent ergonomic injuries is easier with this interactive online tool, which can help your business identify ergonomic risks and create a plan to help prevent them,

Learn more

Keeping your facility safe from fire and electrical losses

Keeping your facility safe from fire and electrical losses

Efficiency FirstTM web based energy cost control

Electrical preventive maintenance for small businesses

How to prevent costly electrical system problems

Sprinkler system testing and maintenance

Visit the fire safety section of our property page for more information.

Protecting your business from theft and fraud

Protecting your business from theft and fraud

Employee theft prevention

Evaluating the physical protection afforded by a building

Premises security inspections

Visit our property page for more information.

Cyber security for everyone

Cyber security for everyone

Avoiding phishing scams

Computer security tips for small business

Wireless network security

Visit our cyber security page for more information.

Safe driving – yours and your customers’

Safe driving – yours and your customers’

Distracted driving

Motor vehicle records – MVRs

Sample safety program: non-regulated fleets

Visit our auto safety page for more information.

Our Risk Solutions Partners provide a wealth of service to our policyholders to help them assess large safety problems on a small scale, some self-service and free.

Sign in or register to take advantage of these Partner’s resources:

Driver training

Driver training

Statistics show that auto crashes and injuries are among the largest losses for most businesses. Get valuable driver training through the Hanover Driver Safety Advantage Program. Sign-in to our Partners page to connect with this valuable resource.

Learn more

OFB-EZ logo

The Insurance Institute for Business and Home Safety

The Insurance Institute for Business and Home Safety

Our Risk Solution Partner, IBHS, provides Hanover customers a wealth of information about how to keep their businesses afloat during emergencies, including OFB-EZ, a comprehensive planning tool for small businesses.

 Learn more

Teddy bear

Hanover Risk Solutions E-Learning Courses

Hanover Risk Solutions E-Learning Courses

Many small businesses need to make sure their employees are prepared to deal with situations involving children, the elderly, or vulnerable populations. Get the training they need for free and at your business’s pace. 

Access now

man inspecting electrical

Assess Your Electrical Preventive Maintenance

Assess Your Electrical Preventive Maintenance

Having a program to keep your electrical systems up and running is crucial to surviving minor or major system challenges. Train your staff to assess your program with this short, free e-learning course, and help head off problems before they become business interruptions. 

Start now

Trucks parked at a warehouse

Organizational Fleet Safety

Organizational Fleet Safety

Whether your fleet is one sales car or a lot full of buses or vans, keeping it on the road is crucial to keeping the wheels of commerce turning. Learning the nine steps to creating a safer fleet will help your fleet managers become confident that they can help keep everyone on the road and safe. 

Start now

Resources

Keeping your facility safe from fire and electrical losses

Keeping your facility safe from fire and electrical losses

Efficiency FirstTM web based energy cost control

Electrical preventive maintenance for small businesses

How to prevent costly electrical system problems

Sprinkler system testing and maintenance

Visit the fire safety section of our property page for more information.

Protecting your business from theft and fraud

Protecting your business from theft and fraud

Employee theft prevention

Evaluating the physical protection afforded by a building

Premises security inspections

Visit our property page for more information.

Cyber security for everyone

Cyber security for everyone

Avoiding phishing scams

Computer security tips for small business

Wireless network security

Visit our cyber security page for more information.

Safe driving – yours and your customers’

Safe driving – yours and your customers’

Distracted driving

Motor vehicle records – MVRs

Sample safety program: non-regulated fleets

Visit our auto safety page for more information.