Asset managers and depository institutions have a wide variety of organizational structures and a myriad of exposures, making it challenging for independent agents to design coverage plans that effectively address their evolving risks. Often, the best approach is to work with a few insurers that offer broader, more flexible coverage options, streamlining the approach for the agent and the customer.
With hiring and employment practices front and center in college discourse, independent insurance agents can add value by providing risk management strategies and employment practices liability insurance (EPLI) protection for educational institutions.
The Hanover sells policies exclusively through independent insurance agents and has done so for more than 165 years. We believe agents help tailor the best combination of coverage, value and price for individuals, families and businesses.
Commercial insurance premiums are influenced by broad market trends that impact all customers. Companies of all size, in all industries, in all regions are seeing rates increase. We’re providing insights on what’s driving the hard market.