The Hanover sells policies exclusively through independent insurance agents and has done so for more than 165 years. We believe agents help tailor the best combination of coverage, value and price for individuals, families and businesses.
Asset managers and depository institutions have a wide variety of organizational structures and a myriad of exposures, making it challenging for independent agents to design coverage plans that effectively address their evolving risks. Often, the best approach is to work with a few insurers that offer broader, more flexible coverage options, streamlining the approach for the agent and the customer.
With construction costs on the rise, and the quality and convenience of modular construction improving, contractors are likely to turn to it as a viable and profitable option. This article illustrates the risks involved, and how independent insurance agents are poised to protect against those risks.
With hiring and employment practices front and center in college discourse, independent insurance agents can add value by providing risk management strategies and employment practices liability insurance (EPLI) protection for educational institutions.