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Coverage to consider when buying a new car Thinking about purchasing a new car? That can be very exciting. However, before you drive the vehicle off the lot, there's one person you should definitely call – your independent insurance agent. Your agent can help ensure you have the right auto coverage to protect your new ride. Article 
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15 every day activities that suggest you need an umbrella policy An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection and peace of mind should the unexpected happen and a claim or lawsuit be filed against you. Most of us participate in activities every day that put us at risk. Here are some real-life activities that signal you should carry an umbrella. Video 
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