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Educational institutions

Educational institutions can face complex industry-specific challenges. The Hanover Education Advantage offers comprehensive coverage for the risks facing today's schools.


Hanover Education Advantage targets a wide range of educational institutions, including:





  • Private/independent schools
  • Public charter schools
  • Vocational schools
  • Religious schools
  • Special education cooperatives
  • Fine arts schools
  • Colleges/universities
  • Community colleges
  • Vocational/trade schools
  • Seminaries
  • Professional development
  • Public speaking
  • Tutoring and test preparations
  • Computer training
  • Business and secretarial
  • Culinary


  • Nursery schools/child day care
  • Commercial driving schools
  • Contracted bus transportation companies
  • Apprenticeship trade programs
  • Massage therapy schools
  • Flight training

Product offerings

Specialized coverages and endorsements:

In addition, we offer specialized products that offer educational institutions businesses enhanced protection:

The Hanover Education Advantage

At The Hanover, we're proud to offer expert coverage and services from education experts. Our Educational Institutions Advantage solution helps to protect against the risks faced by educational institutions. The Hanover can offer the following coverages and services as a part of a total account insurance solution. Unlock the Hanover Advantage:

  • Significant experience — We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.
  • Competitive products — Our innovative and comprehensive product suite with business owner's policy and commercial package policy options can be designed to fit current and future needs, including:
    • Industry-specific broadening endorsements
    • Three coverage options for errors and omissions
    • Total account solutions 
  • Dedicated claims team — Our claims teams have years of industry expertise and experience handling the unique types of claims educational institutions can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.
  • Risk management services — We offer a suite of distinctive e‐learning courses -- available at no additional cost to policyholders‐on a variety of topics relevant to organizations that provide care to others, including applicant screening, bullying prevention, child abuse and neglect, child abuse prevention and response strategies and mandated reporter responsibilities.
  • Risk Solutions partnership – We partner with services to provide ALICE active shooter response training and driver training.
  • Trusted partner — We have the support and financial strength of an "A" rated leading insurance carrier.


Property and casualty

Deb Zborowski
AVP, Industry Solutions

Marine and industrial property

Chris Zaneski
VP, Distribution Management

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