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5 Hidden Risks in the Tech Industry

Specialized insurance solutions for life sciences

Life Sciences is all about potential—to change a life, or even save a life. Hanover Life Sciences Advantage offers a broad array of specialized coverages for the unique risks of Life Sciences organizations. 

  • Medical device manufacturers such as x-ray apparatus, orthopedic and surgical devices
  • Pharmaceutical manufacturers of FDA approved drugs
  • Digital Health companies such as Healthcare IT companies involved with the storage, retrieval, sharing and use of healthcare information
  • Contract research organizations that provide pre-clinical or clinical support to the pharmaceutical, biotechnology and medical device industries through research

More value for life sciences companies

Our underwriting, claims, and loss control professionals have many years of experience providing service for the life sciences industry. We offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end coverage for medical devices, pharmaceuticals, digital health, and contract research organizations

We offer life sciences businesses many products to help protect their property, autos, and employees.

Hanover Fusion is a customizable coverage solution that offers:

  • Products Completed Operations
  • Errors & Omissions
  • Information Security & Privacy and Personal Injury
  • Media & Content Coverage
  • Optional Data Breach Expense Coverage
  • Optional Products Recall Expense Coverage
  • Optional Human Clinical Trial Expense Coverage
  • Additional Offerings for Life Sciences include:
    • General Liability Endorsement with more than 21 coverage enhancements

Specialized Property Broadening Endorsement features more than 50 expanded coverages