Professional liability coverage for businesses
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Professional liability

Professional liability

Professional liability insurance, also known as errors & omissions coverage, provides protection for defense costs and settlement payments for claims that your firms’ work or advice was inadequate, contained errors, or failed to meet specifications.

Learn about our industry-specific professional liability solutions that can be tailored to fit your business.

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Accountants

Accountants

Accountants tend to be meticulous and take great care in their work. Most mistakes are caught quickly, but some errors could prompt unhappy clients to take legal action that may cost thousands of dollars to defend. The Hanover’s Accountants Professional Liability Advantage offers broad protection for a wide range of accounting professionals.

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Architects and engineers

Architects and engineers

Even the best-laid plans can go awry. A project delay, disagreement over a payment, an error in selection of materials, or other client complaint could lead to legal action against your firm. The Hanover’s Architects & Engineers Advantage offers broad professional liability protection for a wide range of design professionals.

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Lawyers

Lawyers

Law firms have never faced more risk exposures to their finances and reputation. Lawyers need the right insurance to adequately protect their business. The Hanover’s Lawyers Professional Advantage offers broad protection for small and mid-size law firms.

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Miscellaneous professionals

Miscellaneous professionals

A service delay, disagreement over a payment, or other client complaint could lead to legal action against your company. The Hanover’s Miscellaneous Professionals Advantage offers broad protection for a wide range of personal, business, and professional service providers.

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Accountants

Accountants

Accountants tend to be meticulous and take great care in their work. Most mistakes are caught quickly, but some errors could prompt unhappy clients to take legal action that may cost thousands of dollars to defend. The Hanover’s Accountants Professional Liability Advantage offers broad protection for a wide range of accounting professionals.

Find out more

Architects and engineers

Architects and engineers

Even the best-laid plans can go awry. A project delay, disagreement over a payment, an error in selection of materials, or other client complaint could lead to legal action against your firm. The Hanover’s Architects & Engineers Advantage offers broad professional liability protection for a wide range of design professionals.

Learn more

Lawyers

Lawyers

Law firms have never faced more risk exposures to their finances and reputation. Lawyers need the right insurance to adequately protect their business. The Hanover’s Lawyers Professional Advantage offers broad protection for small and mid-size law firms.

Learn more

Miscellaneous professionals

Miscellaneous professionals

A service delay, disagreement over a payment, or other client complaint could lead to legal action against your company. The Hanover’s Miscellaneous Professionals Advantage offers broad protection for a wide range of personal, business, and professional service providers.

Learn more

End-to-end protection for professionals

In addition to our professional liability solutions, we also offer a full suite of products to help protect your business’ property, autos, employees, and clients.

Business owner's policy

Business owner's policy

Every contractor, consultant and small business owner needs business insurance to be protected. Our business owner's policy or commercial package policy offer a good starting point for most small businesses, including accountants, architects, engineers, dental offices, distributors, florist, law offices, medical office, pet groomers, printers and more.

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Auto

Auto

When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.

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Workers' compensation

Workers' compensation

Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.

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Umbrella

Umbrella

The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates. 

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Surety

Surety

Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.

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Inland marine

Inland marine

Your business may have inland and ocean marine exposures that require specific coverage to protect equipment, tools, papers, and other valuables.The Hanover has the expertise to develop custom Marine insurance solutions with industry-specific coverages to meet your unique business needs. 

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Professional liability insurance solutions with more value

Our agents, risk managers, and claims professionals have the expertise to help tailor coverage to meet your needs. We offer robust risk solutions, and if the unexpected happens, our industry-leading claim services and 24/7 reporting will help you get back to business quickly. To help you manage your budget, we offer direct billing with multiple payment options to help make insurance payments convenient and more affordable.

Risk Solutions

Risk Solutions

The Hanover offers a variety of tools and resources, as well as the services of a network of preferred service providers, to help you mitigate the risks faced by businesses.

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Claims

Claims

Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.

Get a professional liability quote

Contact your Hanover agent for a quote and to learn more about our professional liability insurance.