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15 every day activities that suggest you need an umbrella policy

An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection and peace of mind should the unexpected happen and a claim or lawsuit be filed against you. Most of us participate in activities every day that put us at risk. Here are some real-life activities that signal you should carry an umbrella.

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woman holding umbrella










Staying safe poolside

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Graphic showing pool safety tip

Benefits of working with independent insurance agents

The Hanover sells policies exclusively through independent insurance agents and has done so for more than 165 years. We believe agents help tailor the best combination of coverage, value and price for individuals, families and businesses.

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Agent showing policy to a couple