Protection, service and choice for high-value autos

Hanover Prestige Auto

The Prestige car isn't just transportation – it's a reflection of a lifestyle.

Hanover Prestige Auto is high-performance coverage, customizable by vehicle and loaded with options. This coverage is supported by designated Prestige underwriters will review almost any type of risk. Plus, our Prestige claims team has experience with repairs, maintenance, storage needs for high-value autos.

Hanover Prestige Auto is available in all of our personal lines states, and can be added to any Platinum or Connections® policy.

 

Hanover Prestige Auto offers protection, service and choice for autos with coverage starting at $250K/$500K. This coverage applies to everyday cars, rentals and collectible autos, with options for:

  • Trip interruption coverage, including transportation, towing, hotels and meals
  • Rental car upgrades
  • Pet injury protection
  • Full glass coverage with no deductible
  • Original manufacturer replacement parts
  • Agreed value for classic and collectible cars, and much more

Every Prestige auto policy includes global rental coverage, offering protection for expenses incurred in an accident involving a rental car, anywhere in the world. Customize coverage with the following a la carte options:

New car extender

Protects against depreciation for cars within the three latest model years, providing full replacement cost for a new car in the event of a total loss. Vehicles older than three model years (or 45K miles) will receive the actual cash value of a vehicle one model year newer.

Lifetime original manufacturer (OEM) parts

Provides coverage for brand name replacement parts from the original manufacturer in the event of a loss, regardless of how old the vehicle is. Plus, these parts come with a lifetime guarantee.

 

Rental upgrade

Provides up to $6K in rental car coverage without a daily limit in the event that an accident results in a rental car being needed while the insured vehicle is getting fixed.

Prestige travel companion

In the event a covered car becomes inoperable, this coverage provides:

  • Up to $250 for towing and roadside assistance
  • $1K for hotel stays, meals and transportation

Plus, coverage up to $2,500 if pet dogs or cats is injured in a covered accident.

 

For customers looking for even more protection

Agreed value is ideal option for insuring antique, classic and high-value cars for an agreed-upon value. This coverage provides insured value without depreciation in the event of a loss.

 

Insurance works better when it's together

The Prestige customer often has coverage needs that go beyond home and auto. The Hanover designs our products to offer a wide range of coverage options, combined with the convenience of a one-carrier solution to meet the expectations of this customer group.

 

Umbrella

  • Limits from $1M to $10M
  • Non-owned auto and un/underinsured motorist options
  • Worldwide coverage available
  • The convenience of prefilled customer information when quoting in TAP Sales

Learn more

 

Scheduled personal property

 

  • Protection up to $250K
  • No deductible
  • Open peril coverage, with certain exceptions, for physical loss
  • Coverage provided for mysterious disappearances

Learn more

 

 

Boats

  • Coverage for personal liability with optional medical payments to others for bodily injury or property damage
  • Motorboats up to 43’ in length, sailboats up to 51’ in length and between $3,000 to $500,000 in value
  • Options for recovery, salvage, towing, fishing equipment and more available 

Learn more

 

Motorcycle

  • Protective gear
  • Custom and chrome coverage
  • Personal liability
  • Second chance accident forgiveness
  • New/newer bike replacement
  • Lifetime original equipment manufacturer parts
  • Cash-out option for agreed value and a no-deductible option in event of total loss

Learn more

 

Product description

Hanover Prestige Auto offers protection, service and choice for autos with coverage starting at $250K/$500K. This coverage applies to everyday cars, rentals and collectible autos, with options for:

  • Trip interruption coverage, including transportation, towing, hotels and meals
  • Rental car upgrades
  • Pet injury protection
  • Full glass coverage with no deductible
  • Original manufacturer replacement parts
  • Agreed value for classic and collectible cars, and much more

Prestige resources

The Hanover offers an array of information for you and your customers with high-value autos. You can also access our library of ready-to-use marketing materials for agents on TAP Marketing.

Go to TAP Marketing

 


Understanding the Prestige demographic

This infographic takes a closer look at the growth opportunities for your agency in the Prestige customer segment.

Download now

Resources for you

This series of prospecting postcards can help you reach prospects whose neighbors recently switched to Prestige.

Prospecting postcard [PDF]

Prospecting postcard, second version [PDF]


Additional agent materials

Why Hanover Prestige? [PDF]

Coverage comparison guide [PDF]

Prestige claims information sheet [PDF]

Customer testimonials

Resources for your customers

Share the value of Prestige with your customers. You can also find more resources in the Prepare now. Learn how. content library.

Prestige brochure [PDF]

Prestige auto brochure [PDF]

Customer FAQs

Covering high-value cars against 6 common claims

"Partners in protection" vendor information page

 

Questions about Hanover Prestige Auto?

Contact your underwriter for more information.

 

 

 

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