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The Hanover's library has safety and insurance articles, videos, infographics and more to help keep your family, business and property safe. Our library and glossary of insurance terms are intended to help guide you through the insurance-buying process. Talk to your independent insurance agent to be sure you have the right combination of coverage, value and price.

All about umbrella coverage

15 everyday activities that suggest you need an umbrella policy

An umbrella policy offers million dollar piece of mind

Understanding umbrella coverage – calculator

How does an umbrella policy protect you?

Umbrella FAQs

Umbrella coverage made clear video

All about auto insurance

Crash course on what do after a car accident

Four coverages for your four wheels

Why are auto insurance rates rising? interactive infographic

Why am I paying more for auto insurance? video

Auto insurance FAQs

Don't let a totaled car total your wallet

Eight ways to make the most of your insurance dollars

Learn about the ABCs of original equipment manufacturer (OEM) parts infographic

More drivers have no insurance

Benefits of new car replacement coverage

Protect your purchase with new/newer car replacement coverage video

Mechanical parts replacement coverage made clear video

Deductible dividends coverage made clear video

Accident forgiveness coverage made clear video

High-value home and auto

The answer to all your questions about high-value home and auto insurance

Should you consider high-value insurance for your home or auto?

The importance of jewelry appraisal

Keep your high-value car covered in these 6 common incidents

Protecting your high-value home from 5 common claims

Buying a car

Tips to choose an auto repair shop

Coverage to consider when buying a new car

Safety tips when considering a big truck purchase

Does your vehicle have a recall?

Top 5 vehicle safety features to consider

Driving safety

Benefits of new car replacement coverage

Crash course on what do after a car accident

Distracted driving by the numbers

Car seat safety

Car seat safety infographic

Distracted walking creates hazards for drivers and pedestrians

Does your vehicle have a recall?

Maintaining a safe car

Protect yourself from uninsured and underinsured motorists

Tire safety and maintenance

Tips for driving in severe weather

Pre-trip holiday travel safety tips

6 tips to share the road with cyclists

Teen safety

Choosing the right car for your teen driver

Talking to your teen about driving

Teen driving behaviors

Are you setting a good example for your teen driver interactive infographic

Teen driving by the numbers

Teen driving trends

Summer driving risks for teen drivers video

Boat insurance and safety

Boat insurance infographic

Boating safety

Navigating boat insurance

Why you need boat insurance

How to buy a boat for you

Prepare your boat for the next storm

Laying up your boat for the winter

Buying a home

Understanding water backup coverage

Understanding your home's "replacement cost"

Why is my homeowners insurance premium rising?

Why am I paying more for homeowners insurance? video

Top home claims - and how to prevent them

Understanding umbrella coverage

Understanding waiver of deductible coverage

Working with your agent on buying a house

Protect your property - and what's underneath it

Protect your home

Healthy home habits

Sump pump maintenance

Seven things burglars hate

Fire safety

Fire pit safety tips

Bonfire safety tips

Preventing clothes dryer fires

Home fire safety tips

Ways to help prevent a fire in the kitchen

Candle safety tips

Stay safe and warm this winter

Motorcycle coverage and safety

Riding with motorcycle insurance

Top 6 motorcycle safety tips

Tips to prepare for a long weekend motorcycle trip

Seasonal safety

Staying safe poolside infographic

Keep summer travels safe

Grilling safety tips

Fall home maintenance tips

Packing the right insurance coverage for your road trip

Halloween safety

More to love, more to protect

Combining insurance policies after "I do"

Six tips to keep your jewelry safe

Four ways to safeguard your wine

An umbrella policy offers million dollar piece of mind

15 everyday activities that suggest you need an umbrella policy

How does an umbrella policy protect you

The answers to all your questions about umbrella insurance

The answers to all your questions about high-value home and auto insurance

The best coverage options for your best friend

Understanding umbrella coverage

Scheduled items endorsement coverage made clear video

How to conduct a home self-evaluation video

Insuring your jewelry

Weather safety

Home tips for weathering a lightning storm

Tornado safety 101

Hurricane safety tips

Tips for driving in severe weather

Tips to help you winterize your home

Winter storm weather preparation

Winter weather tips for homeowners

Protect your home from hail

Frozen pipe prevention tips

How to handle a power outage in cold weather

Ice dam prevention tips

Prepping your home for winter vacation

What to do if you have an ice dam

Winter weather tips for homeowners video

Weathering a hail storm video

Value of an independent agent

Benefits of working with independent agents infographic

Don't be held "captive" by non-independent agents

Why an independent agent is your best bet

Independent agents make insurance clearer

Independent agents make insurance easier

Independent agents make insurance more convenient

Independent agents support communities

Working with your agent on buying a house

Your insurance dollars

Eight ways to make the most of your insurance dollars

Why are auto insurance rates rising? Interactive infographic

Why is my homeowners insurance premium rising? Interactive infographic

Should I purchase insurance from the rental car company?

Three reasons to have just one insurance company

Understanding hurricane deductibles

Understanding wind deductibles

Digging in to service line coverage

Service line coverage FAQs

Unexpected events covered by home insurance

Water backup insurance coverage FAQs

Common insurance mistakes video

Learn more about your insurance partners, topics by industry and ways to manage business risk.

Value of an independent agent

Benefits of working with independent agents

Why an independent insurance agent is your best bet

Independent agents make insurance clearer

Independent agents make insurance easier

Independent agents make insurance more convenient

Independent agents support communities

Insurance insights

Seven tips to buying insurance

Eight insurance risks every business needs to consider

Auto insurance trends

Business insurance checkup list

Business insurance FAQs

Calculating your insurance to value needs

Does your business need umbrella coverage?

Five signs your business property insurance needs have changed

International business insurance FAQs

Three reasons to have just one insurance company

Pandemic

Are you prepared for the remote work reality?

Best practices for managing a remote workforce

Disinfecting your facility if someone is sick

OSHA’s new coronavirus recommendations for employers

Phishing scams on the rise during pandemic

Preventing the spread of germs in the workplace

Remote workstation self-assessment

Safely close a construction site

Sitting workstation self-assessment

Steps to close a facility safely

Technical tips for remote workers

Construction safety

Accident investigation policies

Backhoe safety tips

Best practices for managing fleet safety

Construction jacks—self-inspection checklist

Construction site housekeeping checklist

Construction site security tips

Construction workers—cold weather safety checklist

Fall prevention checklist

Hot work permit program

How to prevent worksite property damage

Mobile shredding equipment

Quality control programs

Safety guidelines to protect people on and off the job site

Selecting an equipment hauler

Understanding the role of a competent person

Why insured surveyors matter

Crime prevention

Mitigating social engineering fraud

Top business crime schemes

Are human services organizations screening volunteers?

Electrical safety

Thermographic testing of electrical equipment

Protecting digital control equipment from electrical transient damage

Employee safety

Safe lifting

Sample personal protective equipment policy

Using powered industrial trucks safely

Working outdoors in winter: the cold, hard facts

Commercial real estate hazards

Small business risk

Eight insurance risks every business needs to consider

2019 Small Business Risk Report

Small business risk infographic

Five questions to assess professional liability risk

Annual business insurance checkup

Combating crime with insurance: Small businesses' risks evolving

Fire safety

Commercial cooking—fire safety checklist

Fire protection and record storage

Fire protection impairment management checklist

Fire pump inspection testing and maintenance

Fire safety for small businesses

Hot work permit program

Kitchen safety checklist

Paper dust in record destruction

Sprinkler system testing and maintenance

Protecting property

Air supported structures

Five signs your business property insurance needs have changed

Power industrial trucks

Calculating your insurance to value needs

Roof inspection checklist

Water damage prevention and control

Insurance for retailers that keeps up with customers' preferences

Commercial real estate hazards

Security

Cargo security and theft prevention

Cargo theft trends infographic

GPS for cargo security

Media safes and vaults

Take AIM at security and sales

Three rings of protection

Weather and business continuity

Business continuity planning

Hail protection for HVAC equipment and skylights

Hurricane safety

Business tips for weathering a hail storm

Business tips for weathering a lightning storm

Protect your business from hail

Tips for driving in severe weather

Tornado safety

Water damage prevention and control

Winter weather tips for businesses

Hurricane preparation tips for business owners

Employment practices

Avoiding disability discrimination claims

Protections for whistleblowers: What employers need to know

Reflections on real employee disability discrimination lawsuits

What to expect from your workers' compensation claim

Professional liability

Five questions to assess professional liability risk

The importance of using written contracts in business

Four key professional liability risks video

Healthcare

Effective communications in healthcare organizations

Home medical equipment providers insurance needs

How reporting can improve safety

Inspection, testing and maintenance of life safety systems

Is your growing durable medical equipment business covered?

Safe patient handling and mobility

Transporting the elderly and special needs passengers

The importance of cyber security in health technology

Lawyers

Five real estate attorney malpractice claims

Five real estate claims for lawyers

Five tips to reduce attorney liability in residential real estate transactions

Email wire fraud scam affecting lawyers

Manufacturing

Is your manufacturing business recall-ready?

Machine shop safety checklist

Product recall infographic

Product recall tips

Seven cyber security tips for manufacturers

Professional and financial services

Five questions to assess professional liability risk

The importance of using written contracts in business

Real estate professionals

10 tips for real estate agents to avoid getting sued

Schools and educational institutions

15-passenger van safety

Air supported structures

Bleacher safety

How school administrators can manage 5 common risks

Managing athletes' risk in hot weather

Passenger management

Playground inspection

Technology and life sciences

The value of claims-made policies for life sciences customers

Resources for individuals

Resources for businesses

Learn more about your insurance partners, topics by industry and ways to manage business risk.

The goal of The Hanover Insurance Group Foundation, Inc.* is to improve the quality of life in communities where our companies—The Hanover and Citizens Insurance— have a major presence, placing a special emphasis on helping to build world-class public education systems and inspiring and empowering youth to achieve their full potential.

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