With hiring and employment practices front and center in college discourse, independent insurance agents can add value by providing risk management strategies and employment practices liability insurance (EPLI) protection for educational institutions.
You've probably heard that a new car loses value the second you drive it off the lot. Unfortunately, it's true. So, consider what would happen if your new car ended up totaled in an accident, or because a tree fell on it during a storm. The amount in insurance coverage you would receive would be equal to the value of the car at the time of the accident and not the full replacement cost of the same vehicle new. The result could be a difference between your coverage and what it would cost to replace your car. It's a difference that you would pay out of your pocket.
Thinking about purchasing a new car? That can be very exciting. However, before you drive the vehicle off the lot, there's one person you should definitely call – your independent insurance agent. Your agent can help ensure you have the right auto coverage to protect your new ride.
Thanks to auto and technology companies, more cars are now built to include automatic safety features to further protect drivers and others on the road. Whether purchasing a new car or a new-to-you car, here are five advanced driver assistance systems to consider along with the proper insurance.