Video

Tips to remember before leaving for winter vacation

Before you head out on your next vacation, make sure your home is protected while you're away using these preparation tips.

Tips to remember before leaving for winter vacation

Before you head out on your next vacation, make sure your home is protected while you're away using these preparation tips.

Tips to remember before leaving for winter vacation

Winter vacation infographic

Before you head out on your next vacation, make sure your home is protected while you're away using these preparation tips.

Planning a winter getaway?

Make your return home as stress free as your vacation with this preparation “to do” list.

60°F will conserve energy and reduce the stress on your furnace when heating the house on your return

30% of Burglaries are through unlocked windows or doors. Windows are left unlocked more often than doors.

Winter to do:

  • Arrange for someone to plow or shovel so your home appears occupied.
  • Turn the thermostat down to 60°F and leave interior doors open to circulate air.
  • Put lights on auto-timers and consider outdoor motion detectors.

Don’t forget to:

  • Lock your doors — and windows too.
  • Suspend newspaper and mail delivery.
  • Purge the refrigerator of perishables, run the disposal and take the trash out.
  • Ask a neighbor to keep an eye on your place and leave a key with someone.

It’s a good time to:

  • Run a computer back-up and then turn your computer off.
  • Address maintenance issues so they don’t snowball while you’re gone.
  • Conduct a home inventory and make sure your insurance policies are up-to-date.

These tips and others are available from Homeminders® and VacationSafe™, services provided as part of The Hanover Group Platinum Experience.

Tips to remember before leaving for winter vacation

Winter vacation infographic

Before you head out on your next vacation, make sure your home is protected while you're away using these preparation tips.

Article

Protect with our teen deductible

Safeteen logo

 

While your teen may be gaining their freedom, they may not have the freedom to drive certain cars in your home. We get it, and we want to give you the choice to enjoy some discounts on your policy with our Hanover SafeTeen deductible.

When you add the Hanover SafeTeen deductible to vehicles that aren’t usually driven by your teen, you can save money and protect your vehicles. If a teen gets into an accident in one of the cars that has this deductible on it, an additional $2,500 will be applied to the deductible.

You get a discount on the policy and your teen gets one more reason to drive their car and not yours. The choice is yours.

How it works 

  1. Speak with your independent insurance agent about the ParentChoice deductible option.
  2. Select the vehicles that your teen won’t frequently drive*, and add the ParentChoice deductible of $2,500 on those vehicles.
  3. The additional $2,500 deductible is applied to the comprehensive and collision deductible in the event of a loss on the selected vehicles only when driven by a teen driver.
Parent choice logo

* ParentChoice deductible can be added to any vehicle on the policy

 

Example for illustration purposes only:

Dad drives a car with a deductible of $1,000.

  

 

Mom drives a car with a deductible of $1,000.

  

Parents wish to add a teen and a car to their account, also with a deductible of $1,000.

+   

Parents add the ParentChoice deductible to their cars to save on their rate.

 

 

Scenario one:

The teen driver gets into an accident while driving dad’s car. The ParentChoice deductible of $2,500 is applied, for a total of $3,500.

 

 

Scenario two:

Dad gets into an accident with his car. The ParentChoice deductible does not take effect, resulting in the standard $1,000 deductible.

 

Learn more at our SafeTeen page and talk to your independent insurance agent today to find out how we can help keep your teen safer on the road.

112-10400 (7/18)              LC2018-242

Protect with our teen deductible

 

While your teen may be gaining their freedom, they may not have the freedom to drive certain cars in your home. We get it, and we want to give you the choice to enjoy some discounts on your policy with our Hanover SafeTeen deductible.

When you add the Hanover SafeTeen deductible to vehicles that aren’t usually driven by your teen, you can save money and protect your vehicles. If a teen gets into an accident in one of the cars that has this deductible on it, an additional $2,500 will be applied to the deductible.

You get a discount on the policy and your teen gets one more reason to drive their car and not yours. The choice is yours.

How it works 

  1. Speak with your independent insurance agent about the ParentChoice deductible option.
  2. Select the vehicles that your teen won’t frequently drive*, and add the ParentChoice deductible of $2,500 on those vehicles.
  3. The additional $2,500 deductible is applied to the comprehensive and collision deductible in the event of a loss on the selected vehicles only when driven by a teen driver.
Parent choice logo

* ParentChoice deductible can be added to any vehicle on the policy

 

Example for illustration purposes only:

Dad drives a car with a deductible of $1,000.

  

 

Mom drives a car with a deductible of $1,000.

  

Parents wish to add a teen and a car to their account, also with a deductible of $1,000.

+   

Parents add the ParentChoice deductible to their cars to save on their rate.

 

 

Scenario one:

The teen driver gets into an accident while driving dad’s car. The ParentChoice deductible of $2,500 is applied, for a total of $3,500.

 

 

Scenario two:

Dad gets into an accident with his car. The ParentChoice deductible does not take effect, resulting in the standard $1,000 deductible.

 

Learn more at our SafeTeen page and talk to your independent insurance agent today to find out how we can help keep your teen safer on the road.

112-10400 (7/18)              LC2018-242

Protect with our teen deductible

 

While your teen may be gaining their freedom, they may not have the freedom to drive certain cars in your home. We get it, and we want to give you the choice to enjoy some discounts on your policy with our Hanover SafeTeen deductible.

When you add the Hanover SafeTeen deductible to vehicles that aren’t usually driven by your teen, you can save money and protect your vehicles. If a teen gets into an accident in one of the cars that has this deductible on it, an additional $2,500 will be applied to the deductible.

You get a discount on the policy and your teen gets one more reason to drive their car and not yours. The choice is yours.

How it works 

  1. Speak with your independent insurance agent about the ParentChoice deductible option.
  2. Select the vehicles that your teen won’t frequently drive*, and add the ParentChoice deductible of $2,500 on those vehicles.
  3. The additional $2,500 deductible is applied to the comprehensive and collision deductible in the event of a loss on the selected vehicles only when driven by a teen driver.
Parent choice logo

* ParentChoice deductible can be added to any vehicle on the policy

 

Example for illustration purposes only:

Dad drives a car with a deductible of $1,000.

  

 

Mom drives a car with a deductible of $1,000.

  

Parents wish to add a teen and a car to their account, also with a deductible of $1,000.

+   

Parents add the ParentChoice deductible to their cars to save on their rate.

 

 

Scenario one:

The teen driver gets into an accident while driving dad’s car. The ParentChoice deductible of $2,500 is applied, for a total of $3,500.

 

 

Scenario two:

Dad gets into an accident with his car. The ParentChoice deductible does not take effect, resulting in the standard $1,000 deductible.

 

Learn more at our SafeTeen page and talk to your independent insurance agent today to find out how we can help keep your teen safer on the road.

112-10400 (7/18)              LC2018-242

Protect with our teen deductible

 

While your teen may be gaining their freedom, they may not have the freedom to drive certain cars in your home. We get it, and we want to give you the choice to enjoy some discounts on your policy with our Hanover SafeTeen deductible.

When you add the Hanover SafeTeen deductible to vehicles that aren’t usually driven by your teen, you can save money and protect your vehicles. If a teen gets into an accident in one of the cars that has this deductible on it, an additional $2,500 will be applied to the deductible.

You get a discount on the policy and your teen gets one more reason to drive their car and not yours. The choice is yours.

How it works 

  1. Speak with your independent insurance agent about the ParentChoice deductible option.
  2. Select the vehicles that your teen won’t frequently drive*, and add the ParentChoice deductible of $2,500 on those vehicles.
  3. The additional $2,500 deductible is applied to the comprehensive and collision deductible in the event of a loss on the selected vehicles only when driven by a teen driver.
Parent choice logo

* ParentChoice deductible can be added to any vehicle on the policy

 

Example for illustration purposes only:

Dad drives a car with a deductible of $1,000.

  

 

Mom drives a car with a deductible of $1,000.

  

Parents wish to add a teen and a car to their account, also with a deductible of $1,000.

+   

Parents add the ParentChoice deductible to their cars to save on their rate.

 

 

Scenario one:

The teen driver gets into an accident while driving dad’s car. The ParentChoice deductible of $2,500 is applied, for a total of $3,500.

 

 

Scenario two:

Dad gets into an accident with his car. The ParentChoice deductible does not take effect, resulting in the standard $1,000 deductible.

 

Learn more at our SafeTeen page and talk to your independent insurance agent today to find out how we can help keep your teen safer on the road.

112-10400 (7/18)              LC2018-242

Infographic

Tips for safe holiday shopping online

 

Nearly 1 in 12 holiday shoppers this season will become a victim of identity theft. Don't let hackers put coal in your virtual stocking–follow these tips to keep your identity and your holiday shopping safe.

Sources:

National Cyber Security Alliance; USA.gov; Experian

 

 

Tips for safe holiday shopping online

 

Nearly 1 in 12 holiday shoppers this season will become a victim of identity theft. Don't let hackers put coal in your virtual stocking–follow these tips to keep your identity and your holiday shopping safe.

Sources:

National Cyber Security Alliance; USA.gov; Experian

 

 

Tips for safe holiday shopping online

infographic sharing tips for safe holiday shopping online

 

Nearly 1 in 12 holiday shoppers this season will become a victim of identity theft. Don't let hackers put coal in your virtual stocking–follow these tips to keep your identity and your holiday shopping safe.

Sources:

National Cyber Security Alliance; USA.gov; Experian

 

 

Transcript

TIPS for safe holiday shopping online

Update software for:

  • Smartphones
  • Computers
  • Devices you use to shop

When in doubt, throw it out

  • Suspicious emails
  • Unknown senders
  • Anything asking you to act immediately

Don’t share over unsecured Wi-Fi.

  • Personal information
  • Financial information

Signs of secure sites:

  • https://
  • shttp://
  • a padlock

Protect your ID.

  • Only enter information needed to complete a transaction
  • Never share your social

The safest payment option?

  • Credit cards are generally the strongest option against fraud protection

Beware of “porch pirates.”

  • Deliver packages to a secure location
  • Consider picking up packages at an on-site delivery center (i.e. UPS, USPS).

Keep a virtual paper trail.

  • Save records of your online transactions
  • Read your credit card statements as soon as you get them
  • Report discrepancies immediately

 

Tips for safe holiday shopping online

infographic sharing tips for safe holiday shopping online

 

Nearly 1 in 12 holiday shoppers this season will become a victim of identity theft. Don't let hackers put coal in your virtual stocking–follow these tips to keep your identity and your holiday shopping safe.

Sources:

National Cyber Security Alliance; USA.gov; Experian

 

 

Infographic

Tips for safe holiday shopping at the mall

Sources:

National Cyber Security Alliance USA.gov

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0615A (11/13)

Tips for safe holiday shopping at the mall

Sources:

National Cyber Security Alliance USA.gov

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0615A (11/13)

Tips for safe holiday shopping at the mall

infographic image with tips for safe holiday shopping

Sources:

National Cyber Security Alliance USA.gov

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0615A (11/13)

Transcript
  1. Don’t carry your Social Security card on you or write it on your checks. Only provide your SSN when absolutely necessary and required.
  2. Protect your PIN. Never write a PIN on a credit/debit card or on a slip of paper kept in your wallet.
  3. Watch out for “shoulder surfers”. Use your free hand to shield the keypad when using checkout key pads and ATMs.
  4. Keep your receipts. Promptly compare receipts with account statements.

 

Tips for safe holiday shopping at the mall

infographic image with tips for safe holiday shopping

Sources:

National Cyber Security Alliance USA.gov

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0615A (11/13)

Infographic

Family pool safety from The Hanover

 

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0513A (7/13)

Family pool safety from The Hanover

 

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0513A (7/13)

Family pool safety from The Hanover

info graphic showing pool side safety tips

 

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0513A (7/13)

Infographic transcript

Do

  • Have family rules for your pool, ensure everyone knows them, and restate them often
  • Keep children away from the filter inlet, which can be hazardous to young children by drawing them underwater
  • Teach your children to swim and encourage them to wear protective floatation devices, but never rely solely on floatation devices or swimming lessons to protect your child
  • Outline the importance of pool safety for babysitters and other guardians
  • Install fencing to keep people out of the pool area without your knowledge. Most communities require fencing at least four feet high around all sides of the pool. Determine specific regulations for your area.
  • Evacuate the pool in the rain or an electrical storm

 

Don't

  • DON’T: swim alone
  • DON’T: leave children unattended, even for a minute, in or near the pool area for any reason. 70% of drowning victims were out of sight for less than five minutes
  • DON’T: allow adults who have been drinking alcohol into the pool area. Alcohol and swimming don’t mix.
  • DON’T: allow glass or sharp, breakable items in the pool area
  • DON’T: allow running, diving, pushing or dunking in your pool

 

Pool safety checklist

  • Have a cell phone in the pool area and post 9-1-1 and other emergency numbers nearby
  • Collect all toys from the pool at end of each day so that children don’t wander after them
  • Make sure at least one adult supervisor in the pool area knows CPR
  • Remove vegetation, tables, chairs and toys so that children cannot move next to a fence to climb into a pool areaWhen leaving the pool area, make sure all gates, safety covers and alarms are working properly

Family pool safety from The Hanover

info graphic showing pool side safety tips

 

This material is provided for informational purposes only and does not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice.

701-0513A (7/13)

Infographic

Workstation ergonomics illustration

 

117-10051

Workstation ergonomics illustration

 

117-10051

Workstation ergonomics illustration

work station ergonomics illustration

 

117-10051

Infographic transcript

Workstation ergonomics illustrated

  • Head facing forward, level or tilted slightly down
  • Top of monitor at eye level or slightly lower, about arm’s length away
  • Telephone headset, if needed
  • Body upright or slightly reclined back
  • Shoulders and upper arms relaxed, elbows at about 90o
  • Document holder, if needed, close to monitor
  • Task lighting to reduce glare on screen
  • Lumbar support for lower back
  • Arm rests just below forearms with shoulders relaxed, or remove arm rests
  • Thighs approximately parallel to the floor
  • Mouse close to keyboard
  • Wrists in line with forearms, not bent up, down or to the sides
  • Rest wrist just below wrists or no wrist rest
  • Space between lower legs and front of seat pan
  • Feet on floor, or on a foot rest if desk height is not adjustable
  • This diagram shows the “neutral” posture. No posture will be comfortable for a long period of time. Periodically change positions, look away from the screen, stand and take a walk. The best position is your next position!

 

Workstation ergonomics illustration

work station ergonomics illustration

 

117-10051

Infographic

Inspection checklist for photovoltaic (PV) arrays on commercial roofs

Solar panel graphic

IBHS research has shown that ballasted PV systems may be subjected to sliding or localized lifting at wind speeds well below design levels. When a PV array is first installed, a baseline inspection should be conducted and the location of key elements should be clearly identified. Be sure to discuss liability, maintenance, and repair responsibilities with your PV installer and insurance company.

Following a strong wind event — with wind speeds of about 70 mph or higher — steps should be taken to identify and address any change or damage that may have occurred.

Initial inspection

After installation, create a baseline of the PV system and roof cover:

Initial_inspection_1.png

 

  • Record distance between PV system and other roof-mounted equipment. 
  • Document locations of PV array, panels, and ballast.
  • Inspect and photograph PV system and roof cover.

Post-event inspection and repairs

After a strong wind event, inspect and address the following:

Inspection_2.png

 

  • Loose or disconnected conduit, wiring, or electrical connections.
  • Damage to roof cover, including tears and abrasion.
  • Damage to PV arrays, including panels, connectors, and ballast.
  • Movement of PV system and components, particularly changes in proximity to other roof-mounted equipment to determine if collision has or could occur.
  • Overly tight cables and any signs of fraying or damage to cables or conduit, which could result in an electrical short or broken connection.
  • PV systems and components can shift after a severe weather event, including systems suddenly or gradually moving toward the roof edge, as shown above.
  • Other components that can shift after severe weather include the electrical tray, conduit, and mounting block with roof cover sheet carrying the power line, which is shown shifted away from the PV system. This may cause tightening or disconnection of the cable, which can be a fire hazard.

To learn more about Hanover Risk Solutions, visit our website. 

 

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you. The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

171-10003 (4/16)               LC 2016-089

Inspection checklist for photovoltaic (PV) arrays on commercial roofs

Solar panel graphic

IBHS research has shown that ballasted PV systems may be subjected to sliding or localized lifting at wind speeds well below design levels. When a PV array is first installed, a baseline inspection should be conducted and the location of key elements should be clearly identified. Be sure to discuss liability, maintenance, and repair responsibilities with your PV installer and insurance company.

Following a strong wind event — with wind speeds of about 70 mph or higher — steps should be taken to identify and address any change or damage that may have occurred.

Initial inspection

After installation, create a baseline of the PV system and roof cover:

Initial_inspection_1.png

 

  • Record distance between PV system and other roof-mounted equipment. 
  • Document locations of PV array, panels, and ballast.
  • Inspect and photograph PV system and roof cover.

Post-event inspection and repairs

After a strong wind event, inspect and address the following:

Inspection_2.png

 

  • Loose or disconnected conduit, wiring, or electrical connections.
  • Damage to roof cover, including tears and abrasion.
  • Damage to PV arrays, including panels, connectors, and ballast.
  • Movement of PV system and components, particularly changes in proximity to other roof-mounted equipment to determine if collision has or could occur.
  • Overly tight cables and any signs of fraying or damage to cables or conduit, which could result in an electrical short or broken connection.
  • PV systems and components can shift after a severe weather event, including systems suddenly or gradually moving toward the roof edge, as shown above.
  • Other components that can shift after severe weather include the electrical tray, conduit, and mounting block with roof cover sheet carrying the power line, which is shown shifted away from the PV system. This may cause tightening or disconnection of the cable, which can be a fire hazard.

To learn more about Hanover Risk Solutions, visit our website. 

 

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you. The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

171-10003 (4/16)               LC 2016-089

Inspection checklist for photovoltaic (PV) arrays on commercial roofs

Solar panel graphic

IBHS research has shown that ballasted PV systems may be subjected to sliding or localized lifting at wind speeds well below design levels. When a PV array is first installed, a baseline inspection should be conducted and the location of key elements should be clearly identified. Be sure to discuss liability, maintenance, and repair responsibilities with your PV installer and insurance company.

Following a strong wind event — with wind speeds of about 70 mph or higher — steps should be taken to identify and address any change or damage that may have occurred.

Initial inspection

After installation, create a baseline of the PV system and roof cover:

Initial_inspection_1.png

 

  • Record distance between PV system and other roof-mounted equipment. 
  • Document locations of PV array, panels, and ballast.
  • Inspect and photograph PV system and roof cover.

Post-event inspection and repairs

After a strong wind event, inspect and address the following:

Inspection_2.png

 

  • Loose or disconnected conduit, wiring, or electrical connections.
  • Damage to roof cover, including tears and abrasion.
  • Damage to PV arrays, including panels, connectors, and ballast.
  • Movement of PV system and components, particularly changes in proximity to other roof-mounted equipment to determine if collision has or could occur.
  • Overly tight cables and any signs of fraying or damage to cables or conduit, which could result in an electrical short or broken connection.
  • PV systems and components can shift after a severe weather event, including systems suddenly or gradually moving toward the roof edge, as shown above.
  • Other components that can shift after severe weather include the electrical tray, conduit, and mounting block with roof cover sheet carrying the power line, which is shown shifted away from the PV system. This may cause tightening or disconnection of the cable, which can be a fire hazard.

To learn more about Hanover Risk Solutions, visit our website. 

 

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you. The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

171-10003 (4/16)               LC 2016-089

Inspection checklist for photovoltaic (PV) arrays on commercial roofs

Solar panel graphic

IBHS research has shown that ballasted PV systems may be subjected to sliding or localized lifting at wind speeds well below design levels. When a PV array is first installed, a baseline inspection should be conducted and the location of key elements should be clearly identified. Be sure to discuss liability, maintenance, and repair responsibilities with your PV installer and insurance company.

Following a strong wind event — with wind speeds of about 70 mph or higher — steps should be taken to identify and address any change or damage that may have occurred.

Initial inspection

After installation, create a baseline of the PV system and roof cover:

Initial_inspection_1.png

 

  • Record distance between PV system and other roof-mounted equipment. 
  • Document locations of PV array, panels, and ballast.
  • Inspect and photograph PV system and roof cover.

Post-event inspection and repairs

After a strong wind event, inspect and address the following:

Inspection_2.png

 

  • Loose or disconnected conduit, wiring, or electrical connections.
  • Damage to roof cover, including tears and abrasion.
  • Damage to PV arrays, including panels, connectors, and ballast.
  • Movement of PV system and components, particularly changes in proximity to other roof-mounted equipment to determine if collision has or could occur.
  • Overly tight cables and any signs of fraying or damage to cables or conduit, which could result in an electrical short or broken connection.
  • PV systems and components can shift after a severe weather event, including systems suddenly or gradually moving toward the roof edge, as shown above.
  • Other components that can shift after severe weather include the electrical tray, conduit, and mounting block with roof cover sheet carrying the power line, which is shown shifted away from the PV system. This may cause tightening or disconnection of the cable, which can be a fire hazard.

To learn more about Hanover Risk Solutions, visit our website. 

 

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you. The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

171-10003 (4/16)               LC 2016-089

Articulate

Business tips for weathering a lightning storm

Business tips for weathering a lightning storm

Business tips for weathering a lightning storm

Business tips for weathering a lightning storm

Article

Distracted driving by the numbers

During daylight hours on any given day, more than 800,000 vehicles are being driven by someone with a hand-held phone. Staying focused and practicing safe driving behaviors is the first step to curbing distracted driving.

The download on distracted driving

What counts as distracted driving?

  • Talking, texting or posting on social media using your mobile device
  • Adjusting the car controls, radio, GPS, etc.
  • Eating or drinking
  • Attending to a child, passenger or pet
  • Applying makeup or grooming
  • Taking selfies
  • Focusing on billboards, landmarks and accidents
  • Daydreaming

Before you hit the road

  • Be rested and alert
  • Have a snack
  • Input GPS information
  • Put a passenger in charge of attending to others in the car, radio, etc.
  • Turn off phone or download an app that will block texts and calls until you arrive

Be a focused driver by keeping your:

  • Eyes on the road
  • Hands on the wheel
  • Mind on driving

 

Going up

 

Smartphone use and distracted driver habits are a key reason why auto insurance rates are going up. 

 

 

Mobile

 

At any moment, nearly 800,000 drivers of the 220 million subscribers are using cell phones or electronic devices.

 

 

Crashing Cars

 

About 8-9 people are killed and 1,000+ injured in crashes that are reported to involve a distracted driver each day.

 

Dollar sign

 

The cost of distracted driving: $46 billion a year in the United States.

 

goal

 

When you text and drive, your eyes are off the road for about 5 seconds. If driving 55 miles per hour, you will cover the distance of a football field.

medical

 

Motorists using mobile devices while driving are up to 6x as likely to get into crashes.

 

Keep your teen driver safe

Teens are particularly at risk to drive while distracted. Help keep your teen safe on the road with The Hanover’s SafeTeen driving programs. These driver safety programs help teach teen drivers safe driving habits while giving parents peace of mind. It also provides rewards and savings to safe teen drivers and their parents.

Learn more about Hanover SafeTeen


Additional insurance coverages to consider

Sources:

 

Distracted driving by the numbers

During daylight hours on any given day, more than 800,000 vehicles are being driven by someone with a hand-held phone. Staying focused and practicing safe driving behaviors is the first step to curbing distracted driving.

The download on distracted driving

What counts as distracted driving?

  • Talking, texting or posting on social media using your mobile device
  • Adjusting the car controls, radio, GPS, etc.
  • Eating or drinking
  • Attending to a child, passenger or pet
  • Applying makeup or grooming
  • Taking selfies
  • Focusing on billboards, landmarks and accidents
  • Daydreaming

Before you hit the road

  • Be rested and alert
  • Have a snack
  • Input GPS information
  • Put a passenger in charge of attending to others in the car, radio, etc.
  • Turn off phone or download an app that will block texts and calls until you arrive

Be a focused driver by keeping your:

  • Eyes on the road
  • Hands on the wheel
  • Mind on driving

 

Going up

 

Smartphone use and distracted driver habits are a key reason why auto insurance rates are going up. 

 

 

Mobile

 

At any moment, nearly 800,000 drivers of the 220 million subscribers are using cell phones or electronic devices.

 

 

Crashing Cars

 

About 8-9 people are killed and 1,000+ injured in crashes that are reported to involve a distracted driver each day.

 

Dollar sign

 

The cost of distracted driving: $46 billion a year in the United States.

 

goal

 

When you text and drive, your eyes are off the road for about 5 seconds. If driving 55 miles per hour, you will cover the distance of a football field.

medical

 

Motorists using mobile devices while driving are up to 6x as likely to get into crashes.

 

Keep your teen driver safe

Teens are particularly at risk to drive while distracted. Help keep your teen safe on the road with The Hanover’s SafeTeen driving programs. These driver safety programs help teach teen drivers safe driving habits while giving parents peace of mind. It also provides rewards and savings to safe teen drivers and their parents.

Learn more about Hanover SafeTeen


Additional insurance coverages to consider

Sources:

 

Distracted driving by the numbers

During daylight hours on any given day, more than 800,000 vehicles are being driven by someone with a hand-held phone. Staying focused and practicing safe driving behaviors is the first step to curbing distracted driving.

The download on distracted driving

What counts as distracted driving?

  • Talking, texting or posting on social media using your mobile device
  • Adjusting the car controls, radio, GPS, etc.
  • Eating or drinking
  • Attending to a child, passenger or pet
  • Applying makeup or grooming
  • Taking selfies
  • Focusing on billboards, landmarks and accidents
  • Daydreaming

Before you hit the road

  • Be rested and alert
  • Have a snack
  • Input GPS information
  • Put a passenger in charge of attending to others in the car, radio, etc.
  • Turn off phone or download an app that will block texts and calls until you arrive

Be a focused driver by keeping your:

  • Eyes on the road
  • Hands on the wheel
  • Mind on driving

 

Going up

 

Smartphone use and distracted driver habits are a key reason why auto insurance rates are going up. 

 

 

Mobile

 

At any moment, nearly 800,000 drivers of the 220 million subscribers are using cell phones or electronic devices.

 

 

Crashing Cars

 

About 8-9 people are killed and 1,000+ injured in crashes that are reported to involve a distracted driver each day.

 

Dollar sign

 

The cost of distracted driving: $46 billion a year in the United States.

 

goal

 

When you text and drive, your eyes are off the road for about 5 seconds. If driving 55 miles per hour, you will cover the distance of a football field.

medical

 

Motorists using mobile devices while driving are up to 6x as likely to get into crashes.

 

Keep your teen driver safe

Teens are particularly at risk to drive while distracted. Help keep your teen safe on the road with The Hanover’s SafeTeen driving programs. These driver safety programs help teach teen drivers safe driving habits while giving parents peace of mind. It also provides rewards and savings to safe teen drivers and their parents.

Learn more about Hanover SafeTeen


Additional insurance coverages to consider

Sources:

 

Distracted driving by the numbers

During daylight hours on any given day, more than 800,000 vehicles are being driven by someone with a hand-held phone. Staying focused and practicing safe driving behaviors is the first step to curbing distracted driving.

The download on distracted driving

What counts as distracted driving?

  • Talking, texting or posting on social media using your mobile device
  • Adjusting the car controls, radio, GPS, etc.
  • Eating or drinking
  • Attending to a child, passenger or pet
  • Applying makeup or grooming
  • Taking selfies
  • Focusing on billboards, landmarks and accidents
  • Daydreaming

Before you hit the road

  • Be rested and alert
  • Have a snack
  • Input GPS information
  • Put a passenger in charge of attending to others in the car, radio, etc.
  • Turn off phone or download an app that will block texts and calls until you arrive

Be a focused driver by keeping your:

  • Eyes on the road
  • Hands on the wheel
  • Mind on driving

 

Going up

 

Smartphone use and distracted driver habits are a key reason why auto insurance rates are going up. 

 

 

Mobile

 

At any moment, nearly 800,000 drivers of the 220 million subscribers are using cell phones or electronic devices.

 

 

Crashing Cars

 

About 8-9 people are killed and 1,000+ injured in crashes that are reported to involve a distracted driver each day.

 

Dollar sign

 

The cost of distracted driving: $46 billion a year in the United States.

 

goal

 

When you text and drive, your eyes are off the road for about 5 seconds. If driving 55 miles per hour, you will cover the distance of a football field.

medical

 

Motorists using mobile devices while driving are up to 6x as likely to get into crashes.

 

Keep your teen driver safe

Teens are particularly at risk to drive while distracted. Help keep your teen safe on the road with The Hanover’s SafeTeen driving programs. These driver safety programs help teach teen drivers safe driving habits while giving parents peace of mind. It also provides rewards and savings to safe teen drivers and their parents.

Learn more about Hanover SafeTeen


Additional insurance coverages to consider

Sources:

 

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Build a promising career with a company built on keeping promises

Insurance industry highlights

  • 1M+ job openings forecasted through 2030
  • Job stability and ample growth opportunities
  • Pride in joining an industry focused on providing peace of mind to businesses and individuals 

Hanover highlights

  • 1 of the fastest growing insurance companies in the industry
  • 506 on the Fortune 1000
  • Robust development programs
  • Competitive salaries and comprehensive benefit and wellness programs
  • Strong commitment to charitable giving and employee volunteerism

Keep your options open

Insurance companies like ours rely on the diverse talents of people like you with varied skills from a wide range of academic backgrounds

Actuarial 

Your mission: Support product development 

Your strengths: Analysis, details, numbers, complex mathematics

One future could be... predicting the effect of climate change on risk exposure

Claims

Your mission: Help customers recover from losses

Your strengths: Interpersonal skills, time management, negotiate, customer service

One future could be... traveling to the front lines after a natural disaster to help customers rebuild

Underwriting

Your mission: Balance risk and premium 

Your strengths: Analysis, problem solving, teamwork, relationship management 

One future could be... evaluating whether to insure homes, autos and interesting businesses – from nuclear power plants to universities  

Technology

Your mission: Enable innovation in our business 

Your strengths: Technical acumen, collaboration, project management

One future could be... developing a workflow system for agent requests

Operations

Your mission: Help our business run smoothly

Your strengths: Details, organization, customer service, analysis 

One future could be... helping a team of agency service professionals maximize productivity 

Marketing and sales

Your mission: Help build our business.

Your strengths: Creativity, written and interpersonal communication, digital savvy

One future could be...creating a marketing campaign to spread the word about our products

 

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